The Longshore and Harbor Workers’ 
Compensation Act (LHWCA): 
Overview of Workers’ Compensation for 
Certain Private-Sector Maritime Workers 
Updated March 16, 2021 
Congressional Research Service 
https://crsreports.congress.gov 
R41506 
 
  
 
The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
Summary 
The Longshore and Harbor Workers’ Compensation Act (LHWCA) is a federal workers’ 
compensation program that covers certain private-sector maritime workers. Firms that employ 
these workers are required to purchase workers’ compensation or self-insure and are responsible 
for providing medical and disability benefits to covered workers who are injured or become il  on 
the job and survivors’ benefits to the families of covered workers who die on the job. The 
LHWCA  is administered by the Department of Labor (DOL), and al  benefit costs are paid by 
employers and their insurance carriers. In 2017, more than $2 bil ion in LHWCA  benefits were 
paid to beneficiaries. 
Congress has extended the LHWCA provisions to cover workers outside of the maritime industry, 
such as overseas government contractors and civilian employees of military post exchanges. As 
part of the American Recovery and Reinvestment Act of 2009 (ARRA), persons who repair 
recreational vessels of any size were added to the LHWCA  exemption list. In 2011, the DOL 
implemented this provision; since then, those regulations have proven controversial and 
numerous bil s have been introduced to modify the regulatory definition to increase the number of 
workers exempted from the LHWCA. 
The LHWCA  pays for al  medical care associated with a covered injury or il ness. Disability 
benefits are based on a worker’s pre-injury wage, and, unlike comparable state workers’ 
compensation benefits, are adjusted annual y to reflect national wage growth. 
Covered workers with employment-related Coronavirus Disease 2019 (COVID-19) may be 
eligible  for LHWCA benefits but may find it difficult to demonstrate a link between their 
employment and diagnoses. Section 2014 of H.R. 1319, the American Rescue Plan Act of 2021, 
as passed by the House of Representatives, would have created a presumption of eligibility  for 
LHWCA  benefits for covered workers with COVID-19 and reimbursed their employers or 
employers’ insurance carriers for the costs of these benefits from a newly created Longshore 
COVID-19 Fund. This legislation would have appropriated from the general fund such sums as 
necessary to reimburse the Longshore COVID-19 Fund for these reimbursements. 
The provision creating a presumption of eligibility  for LHWCA  benefits for covered workers with 
COVID-19 was not included in the version of H.R. 1319 passed by the Senate or the version that 
was enacted as P.L. 117-2.
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The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
Contents 
Introduction ................................................................................................................... 1 
Workers’ Compensation in the United States ....................................................................... 1 
History of the LHWCA .................................................................................................... 2 
Firms and Workers Covered by the LHWCA ....................................................................... 2 
Covered Firms .......................................................................................................... 2 
Covered Workers ....................................................................................................... 2 
Workers Excluded by Statute.................................................................................. 2 
2009 Amendment to the LHWCA ........................................................................... 3 
2011 DOL Regulations Defining Recreational Vessel ................................................. 4 
Legislation to Change the DOL’s Definition of Recreational Vessel ............................. 5 
Extensions of Coverage Under the LHWCA ............................................................. 5 
Insurance and Financing................................................................................................... 5 
Special Fund ............................................................................................................. 6 
Administrative Costs .................................................................................................. 6 
LHWCA Benefits............................................................................................................ 6 
Medical Benefits ....................................................................................................... 6 
Vocational Rehabilitation ............................................................................................ 6 
Disability Benefits ..................................................................................................... 7 
Total Disability Benefits ........................................................................................ 7 
Partial Disability Benefits ...................................................................................... 7 
Permanent Partial Disability Benefits ...................................................................... 7 
Disability After Retirement .................................................................................... 8 
Survivors’ Benefits .................................................................................................... 8 
LHWCA Claims Process .................................................................................................. 9 
LHWCA and COVID-19 .................................................................................................. 9 
Legislation in the 116th and 117th Congresses to Create a Presumption of Eligibility 
for COVID-19 Cases ............................................................................................... 9 
Legislation in the 116th Congress: H.R. 6800, the HEROES Act................................... 9 
Legislation in the 117th Congress: H.R. 1319, the American Rescue Plan Act of 
2021, as Passed by the House of Representatives .................................................. 10 
 
Tables 
 
Table A-1. Scheduled Benefits for Permanent Partial Disability  Under the Longshore and 
Harbor Workers’ Compensation Act .............................................................................. 11 
 
Appendixes 
Appendix. Benefits Schedule for LHWCA PPD ................................................................. 11 
 
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The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
Contacts 
Author Information ....................................................................................................... 11 
 
Congressional Research Service 
The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
Introduction 
The Longshore and Harbor Workers’ Compensation Act (LHWCA) requires that private-sector 
firms provide workers’ compensation coverage for their employees engaged in longshore, harbor, 
or other maritime occupations on or adjacent to the navigable waters of the United States.1 
Although the LHWCA  program is administered by the Department of Labor (DOL), most 
benefits are paid either through private insurers or self-insured firms. 
The LHWCA  is a workers’ compensation system and not a federal benefits program. Like other 
workers’ compensation systems in the United States, the LHWCA ensures that al  covered 
workers are provided medical and disability benefits in the event they are injured or become il  in 
the course of their employment, and it provides benefits to the survivors of covered workers who 
die on the job. In 2017, the LHWCA  paid approximately $2.06 bil ion in cash and medical 
benefits to injured workers and the families of deceased workers.2 
Workers’ Compensation in the United States 
Nearly al  private- and public-sector workers in the United States are covered by some form of 
workers’ compensation. The federal government has a limited role in workers’ compensation and 
administers workers’ compensation programs only for federal employees and several classes of 
private-sector workers, including longshore and harbor workers.3 For most occupations, workers’ 
compensation is mandated by state laws and administered by state agencies. 
There is no federal mandate that states provide workers’ compensation. However, every state and 
the District of Columbia has a workers’ compensation system. There are no federal standards for 
state workers’ compensation systems. However, al  U.S. workers’ compensation systems provide 
for limited wage replacement and full medical benefits for workers who are injured or become il  
as a result of their work and survivors’ benefits to the families of workers who die on the job. 
Workers’ compensation in the United States is a no-fault system that pays workers for 
employment-related injuries or il nesses without considering the culpability of any one party. In 
exchange for this no-fault protection and the guarantee of benefits in the event of an employment-
related injury, il ness, or death, workers give up their rights to bring actions against employers in 
the civil court system and give up their rights to seek damages for injuries and il nesses, including 
pain and suffering, outside of those provided by the workers’ compensation laws.4 Workers’ 
compensation is mandatory in al  states and the District of Columbia, with the exception of Texas. 
In Texas, employers may, under certain conditions, opt out of the workers’ compensation system, 
but in doing so subject themselves to civil actions brought by injured employees. 
                                              
1 P.L. 69-803; 33 U.S.C. §§901 et seq. 
2 Elaine Weiss, Griffin  Murphy, and Leslie  I. Boden, 
Workers’  Compensation: Benefits, Costs, and Coverage, National 
Academy of Social  Insurance, (2017 Data), October 2019, p. 73, https://www.nasi.org/research/2019/report -
workers%E2%80%99-compensation-benefits-costs-coverage-%E2%80%93-2017. 
3 T he federal government provides workers’ compensation for federal employees under the Federal Employees’ 
Compensation Act [5 U.S.C. §§8101 et seq.] and also provides limited workers’ compensation programs that cover 
specific illnesses  contracted by coal miners under  the Black Lung  Benefits Act [30 U.S.C.  §§901 et seq.], and workers 
involved in the development and testing of atomic weapons under the Energy Employees Occupational Illness 
Compensation Program Act [42 U.S.C. §§7384] and Radiation Exposure Compensation Act [42 U.S.C. §2210 note].  
4 Under Section 5(b) of the LHWCA [33 U.S.C.  §905(b)], an injured  person may bring a civil action under certain 
circumstances against the owner of a vessel that was the cause of his or her injury.  
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History of the LHWCA 
Prior to the enactment of the LHWCA in 1927, longshore and harbor workers were not covered 
by any workers’ compensation system. Although persons who worked entirely on land were 
covered by workers’ compensation laws in those states that enacted such laws, pursuant to the 
Supreme Court’s 1917 decision in 
Southern Pacific Co. v. Jensen, state workers’ compensation 
systems did not have jurisdiction over persons working on the “navigable waters” of the United 
States because the Constitution granted the authority over “matters of admiralty and maritime 
jurisdiction” to the federal government.5 The LHWCA created a federal workers’ compensation 
program to cover these workers.6 In 1972, the LHWCA zone of coverage was extended to include 
areas adjacent to navigable waters that are used for loading, unloading, repairing, or building 
vessels.7 
Firms and Workers Covered by the LHWCA 
Covered Firms 
The LHWCA  provisions apply to any private firm with any covered employees who work, full- or 
part-time, on the navigable waters of the United States, including in any of the following 
adjoining areas: piers; wharves; dry docks; terminals; building ways; marine railways; or other 
areas customarily used in the loading, unloading, repairing, or building of vessels. 
Covered Workers 
With the exception of workers excluded by statute (listed below), the LHWCA covers any 
maritime employee of a covered firm, including longshore workers (those who load and unload 
ships) and harbor workers (i.e., ship repairmen, ship builders, and ship breakers). 
Workers Excluded by Statute 
Sections 2(3) and 3(b) of the LHWCA exclude the following workers from coverage:8 
  Workers covered by a state workers’ compensation law, including 
  employees exclusively engaged in clerical, secretarial, security, or data 
processing work; 
  persons employed by a club, camp, recreational operation, museum, or retail 
outlet; 
  marina employees not engaged in the construction, replacement, or 
expansion of the marina; 
                                              
5 Southern Pacific Co. v. Jensen, 244 U.S. 205 (1917). In its decision, the Court cited Art. 3 §2 of the Constitution, 
which extends the judicial  authority of the United States to admiralty and maritime matters and Art. 1 §8 of the 
Constitution, which grants Congress  the power to make all laws  necessary and prope r to execute the powers of the 
federal government as the basis  for its decision. 
6 P.L. 69-803. 
7 Longshoreman’s and Harbor Workers Compensation Act Amendments of 1972, P.L. 92 -576. 
8 33 U.S.C.  §§902(3) and 903(b). 
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  suppliers, transporters, and vendors doing business temporarily at the site of 
a covered employer; 
  aquaculture workers; and 
  employees who build any recreational vessel under 65 feet in length, or 
repair any recreational vessel, or dismantle any part of a recreational vessel 
in connection with the repair of the vessel.9 
  Workers, whether covered or not covered by a state workers’ compensation law, 
including 
  masters and crew members of vessels;10 
  persons engaged by the master of a vessel to unload any vessel under 18 tons 
net; and 
  employees of the federal government, or any state, local, or foreign 
government or any subdivision of such a government. 
2009 Amendment to the LHWCA 
Section 803 of the American Recovery and Reinvestment Act of 2009 (ARRA) modified one of 
the excluded classes of workers under the LHWCA by adding additional exclusions for persons 
who work on recreational vessels over 65 feet in length.11 Prior to the amendment, Section 
2(3)(F) of the LHWCA read as follows: 
(3) The term “employee” means…but such term does not include… 
(F) individuals employed to build, repair, or dismantle any recreational vessel under sixty-
five feet in length. 
This section, as amended, reads as follows (with additions in italics): 
(3) The term “employee” means…but such term does not include… 
(F) individuals employed to build any recreational vessel under sixty-five feet in length, 
or 
individuals employed to repair any recreational vessel, or to dismantle any part of a 
recreational vessel in connection with the repair of such vessel.12 
By granting an exemption from the LHWCA to persons engaged in the repair of any recreation 
vessel, regardless of its size, this amendment limits the scope of the LHWCA and increases the 
types of workers excluded from coverage. 
                                              
9 T his provision was amended  by Section 803 of the American Recovery and Reinvestment Act of 2009 (ARRA), P.L. 
111-5. 
10 Masters and crew  members of private vessels on the navigable waters of the United States are not covered by any 
workers’ compensation laws. T hey can, however, bring civil actions against their employers under the Merchant 
Marine Act of 1920 [46 U.S.C. §§30104 et seq.], commonly referred to as the Jones Act. Civil service mariners 
working on government -owned ships, such  as those of the Military Sealift Command, are federal employees and are 
covered by the Federal  Employees’ Compensation Act. 
11 P.L. 111-5. 
12 33 U.S.C.  §902(3)(F). 
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2011 DOL Regulations Defining Recreational Vessel 
In 2011, the DOL promulgated implementing  regulations for the new recreational vessel 
provision provided by Section 803 of ARRA.13 These regulations provided definitions of 
recreational vessel for the purposes of the determination of LHWCA coverage. These definitions 
are based on the classification of vessels used by the U.S. Coast Guard (USCG) and provided in 
statute and regulation.  
General Definition 
Specifical y, under these current DOL regulations, a vessel 
is considered a recreational vessel if 
the vessel is 
  being manufactured or operated mainly for pleasure or 
  leased, rented, or chartered to another person for his or her pleasure.14 
Definition  for Vessel Being Built  or Repaired Under Warranty 
In addition, for a vessel being built or repaired under warranty by its manufacturer or builder, the 
vessel 
is considered a recreational vessel if it appears based on its design and construction to be 
intended for recreational uses.15 The manufacturer or builder bears the burden under this 
regulation to establish that the vessel is a recreational vessel.  
Definition  for Vessel Being Repaired or Dismantled 
For a vessel being repaired, dismantled for repair, or dismantled at the end of its life (ship 
breaking), the vessel is 
not considered a recreational vessel if it was operating, more than 
infrequently, in one of the following categories provided in the 
U.S. Code: 
  “passenger vessel” (46 U.S.C. §2101(22)); 
  “smal  passenger vessel” (46 U.S.C. §2101(35)); 
  “uninspected passenger vessel” (46 U.S.C. §2101(42)); 
  vessel routinely engaged in “commercial service” (46 U.S.C. §2101(5)); or 
  vessel that routinely carries “passengers for hire” (46 U.S.C. §2101(21a)).16 
A vessel being repaired, dismantled for repair, or dismantled at the end of its life  
is considered a 
recreational vessel if the vessel is a public vessel owned, or bareboat chartered, by the federal 
government or a state or local government and shares elements of design and construction with 
traditional recreational vessels and is not used for military or commercial purposes.17 
                                              
13 Department of Labor, “Regulations Implementing the Longshore and Harbor Workers’ Compensation Act: 
Recreational Vessels,”  76
 Federal Register 82128, December 30, 2011. 
14 20 C.F.R. §701.501(a). 
15 20 C.F.R. §701.501(b)(1). 
16 20 C.F.R. §701.501(b)(2). 
17 20 C.F.R. §701.501(b)(3). In a bareboat the charter, the vessel, but not the crew, is  chartered.  
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Legislation to Change the DOL’s Definition of Recreational Vessel 
Since the promulgation of the DOL’s 2011 rules providing regulatory definitions of recreational 
vessels for the purposes of the LHWCA, numerous bil s have been introduced that would, if 
enacted, remove the existing regulatory definitions for a vessel being repaired, dismantled for 
repair, or dismantled at the end of its life so that the USCG categories of vessels provided in 
Section 2101 of Title 46 of the 
United States Code would no longer be used in the classification 
of such a vessel under the LHWCA.18 This legislation  would expand the types of recreational 
vessels. Because persons who work on recreational vessels are not covered by the LHWCA, the 
legislation  would al ow employers to purchase workers’ compensation for these workers under 
state laws rather than the LHWCA, which, due to the more generous benefits frequently offered 
by the LHWCA  and the limited number of providers, may be more expensive. 
In the 115th Congress, Section 3509 of H.R. 2810, the National Defense Authorization Act for 
2018 (NDAA), as initial y  passed by the House of Representatives on July 14, 2017, contained 
this legislative  provision. This provision was not included in the Senate version of the bil   or in 
the final NDAA enacted into law.19 
Extensions of Coverage Under the LHWCA 
The LHWCA  has been amended four times to extend coverage to occupations outside the original 
scope of the law. In 1928, coverage was extended to 
employees of the District of Columbia.20 The 
provision was repealed, effective for al  injuries occurring on or after July 26, 1982, with the 
enactment by the District of Columbia government of the District of Columbia Workers’ 
Compensation Act of 1982.21 Benefits for injuries that occurred prior to July 26, 1982, continue to 
be paid under the LHWCA. 
Coverage was extended to 
overseas military and public works contractors in 1941 with the 
enactment of the Defense Base Act.22 In 1952, coverage was extended to 
civilian employees of 
nonappropriated fund instrumentalities of the armed forces,
 such as service clubs and post 
exchanges.23 Coverage was extended in 1953 to 
employees working on the Outer Continental 
Shelf in the exploration and the development of natural resources, such as workers on offshore oil 
platforms.24 
Insurance and Financing 
Employers required by the LHWCA  to provide workers’ compensation coverage to their 
employees may either purchase private insurance or self-insure. The DOL is responsible for 
authorizing insurance carriers to provide coverage under the LHWCA program and for 
authorizing companies to self-insure. However, the DOL does not set or regulate insurance 
premiums. These insurance arrangements are the primary means of providing LHWCA benefits 
                                              
18 See  for example H.R. 2354 in the 115th Congress.  
19 P.L. 115-91. 
20 District of Columbia  Workmen’s Compensation Act of 1928, P.L. 70 -419. 
21 D.C. Code §§36-501 et seq. 
22 P.L. 77-208. 
23 Nonappropriated Fund Instrumentalities Act, P.L. 82-397. 
24 Outer Continental Shelf Lands Act, P.L. 83-212. 
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The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
to injured, sick, and deceased workers and their families. General revenue is not used to pay any 
LHWCA  benefits. 
Special Fund 
The DOL operates the Special Fund to provide LHWCA  benefits in cases in which the 
responsible employer or insurance carrier cannot pay or in which benefits must be paid for a 
second injury under Section 8(f) of the LHWCA.25 The Special Fund is financed through an 
annual assessment charged to employers and insurance carriers based on the previous year’s 
claims, payments required when an employee dies without any survivors, disability payments due 
to an employee without survivors after his or her death, and penalties and fines assessed for 
noncompliance with LHWCA program rules. 
Administrative Costs 
The administrative costs associated with the LHWCA are largely provided by general revenue. 
General revenue is used to pay for most oversight functions associated with the LHWCA and the 
processing of LHWCA claims. General revenue is also used to pay legal and investigative costs 
associated with the DOL Office of the Solicitor and Office of the Inspector General. Revenue 
from the Special Fund is used to finance oversight activities related to the Special Fund and the 
program’s vocational rehabilitation activities.  
LHWCA Benefits 
The LHWCA  provides medical benefits for covered injuries and il nesses and disability  benefits 
to partial y cover wages lost due to covered injuries or il nesses, and it provides survivors’ 
benefits to the families of workers who die on the job. 
Medical Benefits 
The LHWCA  provides medical benefits to fully cover the cost of any medical treatment 
associated with a covered injury or il ness. These medical benefits are provided without any 
deductibles, copayments, or costs paid by the injured worker. Prescription drugs and medical 
procedures are fully covered, as are costs associated with travel ing to and from medical 
appointments. A covered worker may select his or her own treating physician, provided the 
physician has not been debarred from the LHWCA program for violating program rules. 
Vocational Rehabilitation 
Covered workers are entitled to vocational rehabilitation  services provided under the LHWCA. 
Vocational rehabilitation  services are designed to assist the covered worker in returning to 
employment. There is no cost to the covered worker for vocational rehabilitation and workers 
                                              
25 33 U.S.C.  §908(f). A second injury is covered by Section 8(f) if an employee who was  previously partially disabled 
on the job incurs a subsequent  injury that renders him or her totally disabled. T he use of special funds  for second 
injuries  is designed  to lessen the risks associated with hiring partially disabled  employees who may become totally 
disabled  from injuries  that would not normally to tally disable other employees. Recently, states have been closing their 
second injury funds, in part because  of the employment discrimination protections provided by the Americans with 
Disabilities  Act  [42 U.S.C.  §§12101 et seq.]  and difficulties in administering and financing the funds. For additional 
information on second injury funds, see  Robert K. Briscoe and Robert J. Mayer, “ T he Rise and  Fall of Second  Injury 
Funds,”  
Risk and Insurance, vol. 18, no. 11 (2007). 
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The Longshore and  Harbor Workers’ Compensation Act (LHWCA) 
 
actively participating in a rehabilitation program are entitled to an additional benefit of $25 per 
week. Al  costs associated with vocational rehabilitation under the LHWCA  are paid out of the 
Special Fund. Vocational rehabilitation  services may be provided by public or private 
rehabilitation  agencies. 
Disability Benefits 
The LHWCA  provides disability benefits to covered workers to partial y cover wages lost due to 
the inability  to work because of a covered injury or il ness. The amount of disability benefits is 
based on the worker’s pre-disability wage, subject to maximum and minimum benefits based on 
the National Average Weekly Wage (NAWW) as determined by the DOL. The NAWW is updated 
October 1 of each year and is based on average wages across the United States for the three 
calendar quarters ending on June 30 of that year. The minimum weekly benefit that can be paid to 
a covered employee is equal to 50% of the NAWW and the maximum weekly benefit that can be 
paid is equal to 200% of the NAWW.26 
Disability  benefits under the LHWCA, like al  workers’ compensation benefits, are not subject to 
federal income taxes.27 Unlike most state workers’ compensation benefits, however, LHWCA 
benefits are adjusted based on wage inflation rather than price inflation. Benefits are adjusted 
annual y each October 1 to reflect the change in the NAWW from the previous year, up to a 
maximum increase of 5%.  
Total Disability Benefits 
The LHWCA  provides benefits in cases of total disability. Under the LHWCA, a worker is 
considered total y disabled if he or she is unable to earn his or her pre-injury wage because of a 
covered injury or il ness. In addition, a worker is also considered total y disabled if he or she 
loses both hands, arms, feet, legs, or eyes, or any two of these body systems, such as the loss of 
one arm and one leg. Total disability benefits under the LHWCA  are equal to two-thirds of the 
covered worker’s wage at the time of the injury or il ness. Total disability benefits continue until 
the worker is no longer total y disabled or dies. 
Partial Disability Benefits 
If a covered worker is able to partial y return to work or return to work at a wage level less than 
his or her wage at the time of injury, then he or she is considered partial y disabled. In cases of 
temporary partial disability,  the LHWCA  benefit is equal to two-thirds of the difference between 
the workers’ pre-injury wage and his or her current earning capacity or actual earnings. 
Permanent Partial Disability Benefits 
Section 8(c) of the LHWCA provides a schedule of benefits to be paid in cases of permanent 
partial disability (PPD), such as the loss of a limb.28 The benefit schedule provides the number of 
weeks of compensation, at two-thirds of the pre-injury wage, for each type of PPD. For example, 
                                              
26 For additional information on the NAWW, see the website of the DOL at http://www.dol.gov/owcp/dlhwc/
NAWWinfo.htm. 
27 For additional information on the exclusion from federal income taxes of workers’ compensation benefits, see U.S. 
Congress, Senate Committee on the Budget, 
Tax Expenditures: Com pendium of Background Material on Individual 
Provisions, committee print, prepared by Congressional Research Service,  114 th Cong., 2nd sess.,  December 2016, S. 
Prt. 114-31 (Washington: GPO, 2017), pp. 921-926. 
28 33 U.S.C.  §908(c). 
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the LHWCA  schedule provides that a worker who loses an arm is entitled to 312 weeks of 
compensation. Benefits in cases not listed on the schedule are paid at two-thirds of the difference 
between the pre-injury wage and current earning capacity for the duration of the disability. 
Schedule benefits for PPD are paid regardless of the current work status or earnings capacity of 
the employee. Thus, an employee with a PPD can fully return to work and earn his or her wage in 
addition to the PPD compensation. A copy of the LHWCA PPD schedule can be found in the 
Appendix to this report.  
Disability After Retirement 
If a worker has an il ness that was caused by his or her covered employment but did not manifest 
itself until after his or her retirement, then he or she is entitled to disability benefits equal to two-
thirds of the NAWW multiplied  by the percentage of his or her impairment. The percentage of 
impairment is determined using the current edition of the American Medical Association’s 
Guides 
to the Evaluation of Permanent Impairment (AMA 
Guides),
 or another professional y recognized 
source if the condition is not listed in the AMA  
Guides.29
 
Survivors’ Benefits 
The LHWCA  provides cash benefits to the surviving spouses and minor children of workers 
kil ed  on the job. Benefits for a surviving spouse end when the spouse remarries or dies and 
benefits for surviving children continue until the children reach the age of 18, age 23 if a full-time 
student, or for the life a child with a disability.30 
A surviving spouse with no eligible  children is entitled to one-half of the deceased worker’s wage 
at the time of death under the LHWCA. A surviving spouse with one or more eligible children is 
entitled to two-thirds of the deceased worker’s wage at the time of death. Once al  children 
become ineligible  for benefits because of their ages, the surviving spouse’s benefit is reduced to 
the level of a spouse without any eligible children. 
If an eligible  spouse becomes ineligible for benefits because of death or remarriage, or if there is 
no surviving spouse, benefits are stil  paid to any surviving children. Under the LHWCA, a single 
surviving eligible  child is entitled to one-half of the deceased worker’s wage at the time of death, 
and two or more surviving children are eligible  for a combined two-thirds of the wage at the time 
of death. 
The survivors of a covered worker kil ed on the job are entitled under the LHWCA  to a cash 
payment to provide for the burial and funeral of the deceased. The burial and funeral al owance is 
capped by Section 9(a) of the LHWCA at $3,000, and this cap not adjusted to reflect changes in 
prices or wages.31 
If a covered worker who is receiving scheduled PPD benefits dies of a cause unrelated to his or 
her il ness or injury, then the balance of any remaining PPD benefits is paid to his or her 
survivors. If a covered worker who dies on the job leaves no survivors, his or her employer or the 
employer’s insurance carrier is required to pay $5,000 into the Special Fund. 
                                              
29 For additional information on the AMA 
Guides, see 
Guides to the Evaluation of Permanent Impairment, ed. Robert 
D. Rondinelli, 6th ed. (Chicago:  American Medical Association, 2008); and Steven Babitsky and James J. Mangraviti, 
Jr., 
Understanding the AMA Guides in Workers’  Com pensation, 4th ed. (Aust in, T X: Aspen Publishers,  2008). 
30 A surviving spouse is  entitled to a lump-sum payment equal to two-years of benefits upon remarriage. 
31 33 U.S.C.  §909(a). 
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LHWCA Claims Process 
Although the responsibility for the payment of benefits under the LHWCA rests with the 
employer or the employer’s insurance company, decisions on benefit eligibility  and the amount of 
benefits are made by the DOL. Upon the report of an injury, il ness, or death, the LHWCA claims 
process begins. If the employer or insurance carrier does not controvert the claim, then 
arrangements are made by the DOL for the claim to be paid. 
If, however, the employer controverts any part of the claim, then the DOL sets up an informal 
conference, either in person or by phone, between the employer or insurance carrier and worker 
with the goal of resolving any disputes over the claim. If this informal conference fails to resolve 
al  outstanding disputes, then a formal hearing before a DOL administrative  law judge (ALJ) is 
scheduled. If the employer or insurance carrier or the worker is dissatisfied with the decision of 
the ALJ, then this decision may be appealed to the Benefits Review Board (BRB). The BRB  is 
made up of five members appointed by the Secretary of Labor. Either party dissatisfied with the 
decision of the BRB  may file a petition with the U.S. Court of Appeals for the circuit in which the 
injury occurred praying that the BRB’s decision be set aside or modified.  
If an employer or insurance carrier fails to pay compensation in accordance with a final decision 
on a claim, the covered worker or the DOL may request that the U.S. District Court order that 
payment be made. 
LHWCA and COVID-19 
Covered workers who contract Coronavirus Disease 2019 (COVID-19) in the course of their 
employment may be eligible  for LHWCA  benefits. However, due to the nature of COVID-19 
transmission, including the lack of complete understanding about how SARS-CoV-2, the virus 
that causes COVID-19, is transmitted by asymptomatic individuals and how long the virus can 
remain viable on a variety of surfaces, there is concern that demonstrating a link between 
employment and COVID-19 could prove difficult for some employees, preventing them from 
receiving LHWCA  benefits. 
Legislation in the 116th and 117th Congresses to Create a 
Presumption of Eligibility for COVID-19 Cases 
Legislation in the 116th Congress: H.R. 6800, the HEROES Act 
In the 116th Congress, H.R. 6800, the Health and Economic Recovery Omnibus Emergency 
Solutions Act (HEROES Act), included a provision that would have created a presumption of 
LHWCA  eligibility  for covered workers who have COVID-19 or are unable to work because of 
COVID-19. The costs of providing benefits determined in accordance with this presumption 
would have been reimbursed by the Special Fund if the employer was in compliance with 
applicable guidelines and standards issued by the Occupational Safety and Health Administration 
(OSHA) and other federal, state, and local authorities. This provision was included in the version 
of H.R. 6800 that passed the House, but no provision establishing a presumption of LHWCA 
eligibility  for COVID-19 became law in the 116th Congress. 
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Legislation in the 117th Congress: H.R. 1319, the American Rescue Plan Act of 
2021, as Passed by the House of Representatives 
Section 2104 of H.R. 1319, the American Rescue Plan Act of 2021, as passed by the House of 
Representatives, would have created a presumption of LHWCA eligibility  for covered employees 
with COVID-19.32 This provision was not included in the version of H.R. 1319 passed by the 
Senate or the version that was enacted into law as P.L. 117-2. 
The presumption in the provision passed by the House would have applied to any person working 
in covered employment at any time between January 27, 2020, and January 27, 2023, who met 
one of the following conditions: 
  at any time between January 27, 2020, and January 27, 2023, the employee was 
diagnosed with COVID-19; or 
  at any time between January 27, 2020, and January 27, 2023, the employee was 
ordered not to work by the employer or a federal, state, or local agency because 
of exposure or the risk of exposure to persons diagnosed with COVID-19 in the 
workplace.  
Reimbursement of Employers and Insurers 
An employer or employer’s insurance carrier that paid LHWCA benefits provided by the 
provision passed by the House could have been reimbursed from the Longshore COVID-19 Fund 
created in the bil   for the cost of those benefits and reasonable expenses related to the claim. To 
receive the reimbursement, an employer would have had to be in compliance with al  applicable 
guidelines and standards related to the prevention of COVID-19 in the workplace, including 
guidelines and standards issued by OSHA. For an insurance carrier to receive the reimbursement, 
the carrier would have had to be providing insurance for an employer that met al  applicable 
COVID-19 prevention guidelines and standards and the carrier would have been prohibited from 
adjusting the experience rating or premiums charged to an employer because of COVID-19 
claims subject to this reimbursement. The legislation passed by the House would have 
appropriated from the general fund such sums as necessary to reimburse the Longshore COVID-
19 Fund for COVID-19 reimbursements.  
Limitation  on Reimbursement 
The authorization to reimburse employers and insurers for the costs of LHWCA benefits paid 
based on determinations of eligibility  in accordance with the COVID-19 presumption would have 
ended on September 30, 2030.33 After that date, LHWCA benefits based on the COVID-19 
presumption would have continued to be paid by the responsible employers or insurers without 
the opportunity for the employers or insurers to be reimbursed for these benefit costs. 
                                              
32 Pursuant to H.Res. 176, this section was  redesignated as Section 2103 after passage by  the House.  
33 Pursuant to Section 313 of the Congressional Budget  Act of 1974 as amended ( P.L. 93-344, 2 U.S.C. §644, 
commonly referred to as the Byrd rule), a provision that would increase the deficit in any fiscal year beyond the budget 
window  provided in the budget  resolution is  considered extraneous and subject  to a point of order in the Senate. T hus, 
this provision in H.R. 1319, a budget  reconciliation bill, limited federal spending  to 10 years to comply with this rule. 
For additional information on budget reconciliation and the Byrd rule, see  CRS  Report RL30862, 
The Budget 
Reconciliation Process: The Senate’s “Byrd Rule”. 
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Appendix. Benefits Schedule for LHWCA PPD 
Table A-1. Scheduled Benefits for Permanent Partial Disability Under the Longshore 
and Harbor Workers’ Compensation Act 
Injury 
Maximum Duration  of Benefits  in Weeks 
Loss  of arm 
312 
Loss  of leg 
288 
Loss  of hand 
244 
Loss  of foot 
205 
Loss  of eye 
160 
Loss  of thumb 
75 
Loss  of first finger 
46 
Loss  of second finger 
30 
Loss  of third finger 
25 
Loss  of fourth finger 
15 
Loss  of great toe 
38 
Loss  of toe other than great toe 
16 
Loss  of hearing in one ear 
52 
Loss  of hearing in both ears 
200 
Disfigurement 
One-time payment of $7,500 
Source: 33 U.S.C.  §908(c). 
Notes: The loss of use of a body system is paid the same as the complete  loss of the system.  Benefits for a 
partial loss  of a system  are paid for a percentage of the maximum  duration equal to the percentage of loss. 
 
Author Information 
 Scott D. Szymendera 
   
Analyst in Disability Policy     
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Disclaimer 
This document was prepared by the Congressional Research Service (CRS). CRS serves as nonpartisan 
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under the direction of Congress. Information in a CRS Report should n ot be relied upon for purposes other 
than public understanding of information that has been provided by CRS to Members of Congress in 
connection with CRS’s institutional role. CRS Reports, as a work of the United States Government, are not 
subject to copyright protection in the United States. Any CRS Report may be reproduced and distributed in 
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copy or otherwise use copyrighted material. 
 
Congressional Research Service  
R41506
 · VERSION 13 · UPDATED 
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