

 
Small Business Management and Technical 
Assistance Training Programs 
Updated March 27, 2019 
Congressional Research Service 
https://crsreports.congress.gov 
R41352 
 
  
 
Small Business Management and Technical Assistance Training Programs 
 
Summary 
The Small Business Administration (SBA) has provided technical and managerial assistance to 
small businesses since it began operations in 1953. Initially, the SBA provided its own small 
business management and technical assistance training programs. Over time, the SBA has relied 
increasingly on third parties to provide that training.  
Congressional interest in the SBA’s management and technical assistance training programs 
($226.7 million in FY2019) has increased in recent years, primarily because these programs are 
viewed as a means to assist small businesses create and retain jobs. These programs fund about 
“14,000 resource partners,” including 63 lead small business development centers (SBDCs) and 
more than 900 SBDC local outreach locations, 121 women’s business centers (WBCs), and 320 
chapters of the mentoring program, SCORE. The SBA reports that more than 1.2 million aspiring 
entrepreneurs and small business owners receive training from an SBA-supported resource 
partner each year. 
The Department of Commerce also provides management and technical assistance training for 
small businesses. For example, its Minority Business Development Agency provides training to 
minority business owners to assist them in obtaining contracts and financial awards. 
Some have argued that the SBA could improve program efficiency by eliminating duplication of 
services across federal agencies and improving cooperation and coordination among the SBA’s 
resource partners. Congress has also explored ways to improve the SBA’s measurement of these 
programs’ effectiveness. 
This report examines the historical development of federal small business management and 
technical assistance training programs; describes their current structures, operations, and budgets; 
and assesses their administration and oversight and the measures used to determine their 
effectiveness. It also discusses legislation to improve program performance, including 
  P.L. 114-88, the Recovery Improvements for Small Entities After Disaster Act of 
2015 (RISE After Disaster Act of 2015), which, among other things, authorizes 
the SBA to provide up to two years of additional funding to its resource partners 
to assist small businesses located in a presidentially declared major disaster area 
and authorizes SBDCs to provide assistance outside the SBDC’s state, without 
regard to geographical proximity to the SBDC, if the small business is in a 
presidentially declared major disaster area. This assistance can be provided “for a 
period of not more than two years after the date on which the President” has 
declared the area a major disaster; and  
  P.L. 115-141, the Consolidated Appropriations Act of 2018, among other 
provisions, relaxed requirements that Microloan intermediaries may spend no 
more than 25% of Microloan technical assistance grant funds on prospective 
borrowers and no more than 25% of those funds on contracts with third parties to 
provide that technical assistance by increasing those percentages to no more than 
50%. 
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Contents 
Federal Management and Technical Assistance Training Programs ............................................... 1 
SBA Management and Technical Assistance Training Programs .................................................... 5 
Small Business Development Centers ....................................................................................... 5 
Legislation .......................................................................................................................... 8 
Microloan Technical Assistance Program ................................................................................. 8 
Legislation ........................................................................................................................ 10 
Women’s Business Centers ...................................................................................................... 11 
Legislation ........................................................................................................................ 13 
Veterans Business Development Programs ............................................................................. 14 
SCORE (Service Corps of Retired Executives) ...................................................................... 16 
Legislation ........................................................................................................................ 19 
Program for Investment in Micro-entrepreneurs (PRIME) ..................................................... 19 
7(j) Management and Technical Assistance Program ............................................................. 22 
Native American Outreach Program ....................................................................................... 23 
SBA Initiatives ........................................................................................................................ 24 
Entrepreneurial Development Initiative (Regional Innovation Clusters) ......................... 24 
Entrepreneurial Education ................................................................................................ 25 
Growth Accelerators ......................................................................................................... 26 
Department of Commerce Small Business Management and Technical Assistance 
Training Programs ...................................................................................................................... 28 
The Minority Business Development Agency ........................................................................ 28 
The EDA Local Technical Assistance Program....................................................................... 29 
Congressional Issues ..................................................................................................................... 30 
Program Administration .......................................................................................................... 31 
Program Evaluation ................................................................................................................. 34 
Concluding Observations .............................................................................................................. 35 
 
Tables 
Table 1. SBA Management and Technical Assistance Training Programs, Specified and 
Recommended Appropriations, FY2015-FY2019........................................................................ 2 
Table 2. Small Business Development Center Assistance, FY2014-FY2018 ................................. 7 
Table 3. Microloan Technical Assistance, FY2014-FY2018 ......................................................... 10 
Table 4. Women Business Center Assistance, FY2014-FY2018 ................................................... 12 
Table 5. Office of Veterans Business Development Assistance, By Program,  FY2014-
FY2018 ....................................................................................................................................... 16 
Table 6. SCORE Assistance, FY2014-FY2018 ............................................................................. 18 
Table 7. PRIME Grant Funding, FY2014-FY2018 ....................................................................... 21 
Table 8. 7(j) Assistance, FY2014-FY2018 .................................................................................... 23 
 
Table A-1. Brief Descriptions of SBA Management and  Technical Assistance Training 
Programs..................................................................................................................................... 38 
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Appendixes 
Appendix. Brief Descriptions of SBA Management and Technical Assistance Training 
Programs..................................................................................................................................... 38 
 
Contacts 
Author Information ........................................................................................................................ 39 
 
Congressional Research Service 
Small Business Management and Technical Assistance Training Programs 
 
Federal Management and Technical Assistance 
Training Programs 
The Small Business Administration (SBA) administers several programs to support small 
businesses, including loan guaranty programs to enhance small business access to capital; 
programs to increase small business opportunities in federal contracting; direct loans for 
businesses, homeowners, and renters to assist their recovery from natural disasters; and access to 
entrepreneurial education to assist with business formation and expansion. The SBA has provided 
“technical and managerial aides to small-business concerns, by advising and counseling on 
matters in connection with government procurement and on policies, principles and practices of 
good management” since it began operations in 1953.1  
Initially, the SBA provided its own management and technical assistance training programs. Over 
time, the SBA has relied increasingly on third parties to provide that training. More than 1.2 
million aspiring entrepreneurs and small business owners receive training from an SBA-
supported resource partner each year.2 
The SBA has argued that its support of management and technical assistance training for small 
businesses has contributed “to the long-term success of these businesses and their ability to grow 
and create jobs.”3 It currently provides financial support to about 14,000 resource partners, 
including 63 small business development centers (SBDCs) and more than 900 SBDC local 
outreach locations, 121 women’s business centers (WBCs), and 320 chapters of the mentoring 
program, SCORE (Service Corps of Retired Executives).4 
The SBA receives an annual appropriation for entrepreneurial development/noncredit programs 
collectively (currently $247.7 million).5 The SBA uses these funds for its management and 
training programs ($226.7 million in FY2019), administration of the HUBZone program ($3.0 
million), and the State Trade and Export Promotion program ($18.0 million).6 Congress specifies 
the appropriation amount for SBDCs (currently $131.0 million) and the Microloan Technical 
Assistance Program (currently $31.0 million) in its annual appropriation act and includes 
recommended appropriation amounts for the SBA’s other management and training programs in 
either the explanatory statement or the committee report accompanying the appropriations act. 
The SBA is not legally required to adhere to the recommended amounts but has traditionally done 
so in the past. 
                                                 
1 U.S. Congress, Senate Committee on Banking and Currency, Extension of the Small Business Act of 1953, report to 
accompany S. 2127, 84th Cong., 1st sess., July 22, 1955, S.Rept. 84-1350 (Washington: GPO, 1955), p. 17. 
2 U.S. Small Business Administration (SBA), FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, p. 82, at https://www.sba.gov/document/report--congressional-budget-justification-annual-
performance-report. 
3 SBA, Fiscal Year 2011 Congressional Budget Justification and FY2009 Annual Performance Report, p. 4, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/Congressional_Budget_Justification.pdf. 
4 SBA, FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 3, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf; SBA, “Women’s 
Business Centers Directory,” at http://www.sba.gov/about-offices-content/1/2895/resources/13729; and SCORE, 
“About SCORE,” at https://www.score.org/about-score. 
5 P.L. 116-6, the Consolidated Appropriations Act, 2019. 
6 For additional information and analysis of the SBA’s HUBZone program, see CRS Report R41268, Small Business 
Administration HUBZone Program, by Robert Jay Dilger. For additional information and analysis concerning the 
STEP program see CRS Report R43155, Small Business Administration Trade and Export Promotion Programs, by 
Sean Lowry. 
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Table 1 shows the appropriation amounts Congress specified for SBDCs and the Microloan 
Technical Assistance Program and the appropriation amounts Congress recommended for the 
SBA’s other management and training programs in FY2015 ($198.6 million), FY2016 ($210.1 
million), FY2017 ($224.1 million), FY2018 ($226.1 million), and FY2019 ($226.7 million).  
Table 1. SBA Management and Technical Assistance Training Programs, Specified and 
Recommended Appropriations, FY2015-FY2019 
($ in millions) 
Training Program 
FY2015  
FY2016 
FY2017  
FY2018  
FY2019 
Small Business Development Center 
$115.0 
$117.0 
$125.0 
$130.0 
$131.0 
Grants Program 
Microloan Technical Assistance Program 
$22.3 
$25.0 
$31.0 
$31.0 
$31.0 
Women’s Business Center Grants 
$15.0 
$17.0 
$18.0 
$18.0 
$18.5 
Program 
Veterans Outreach (Veterans Business 
 $10.5a 
$12.3 
$12.3 
$12.3 
$12.7 
Outreach Centers, Boots to Business 
Initiative, Boots to Business Reboot 
Initiative, Veteran-Women Igniting the 
Spirit of Entrepreneurship [V-Wise], and 
Entrepreneurship Bootcamp for 
Veterans with Disabilities [EBV])  
SCORE (Service Corps of Retired 
$8.0 
$10.5 
$10.5 
$11.5 
$11.7 
Executives) 
Entrepreneurial Education Initiative 
$7.0 
$10.0 
$10.0 
$6.0 
$3.5 
Entrepreneurial Development Initiative 
$6.0 
$6.0 
$5.0 
$5.0 
$5.0 
(Regional Innovation Clusters) 
PRIME Technical Assistance Program 
$5.0 
$5.0 
$5.0 
$5.0 
$5.0 
7(j) Technical Assistance Program 
$2.8 
$2.8 
$2.8 
$2.8 
$2.8 
Native American Outreach Program 
$2.0 
$2.0 
$2.0 
$2.0 
$2.0 
National Women’s Business Council 
$1.0 
$1.5 
$1.5 
$1.5 
$1.5 
Growth Accelerators Initiative 
$4.0 
$1.0 
$1.0 
$1.0 
$2.0 
Total 
$198.6 
$210.1 
$224.1 
$226.1 
$226.7 
Sources: P.L. 113-235, the Consolidated and Further Continuing Appropriations Act, 2015; Rep. Harold Rogers, 
“Explanatory Statement Submitted by Mr. Rogers of Kentucky, Chairman of the House Committee on 
Appropriations Regarding the House Amendment to the Senate Amendment on H.R. 83,” Congressional Record, 
vol. 160, part 151 (December 11, 2014), p. H9740; P.L. 114-113, Consolidated Appropriations Act, 2016; Rep. 
Harold Rogers, “Explanatory Statement Submitted By Mr. Rogers of Kentucky, Chairman of the House 
Committee on Appropriations Regarding House Amendment No. 1 to the Senate Amendment on H.R. 2029 
Consolidated Appropriations Act,” Congressional Record, vol. 161, no. 184-Book II (December 17, 2015), p. 
H10139; P.L. 115-31, the Consolidated Appropriations Act, 2017, Rep. Rodney Frelinghuysen, “Explanatory 
Statement Submitted By Mr. Frelinghuysen of New Jersey, Chairman of the House Committee on Appropriations 
Regarding the House Amendment to the Senate Amendments on H.R. 244 [the Consolidated Appropriations 
Act, 2017],” Congressional Record, vol. 163, no. 76-Book II (May 3, 2017), p. H3786; “Explanatory Statement 
Submitted by Mr. Frelinghuysen, Chairman of the House Committee on Appropriations Regarding the House 
Amendment to the Senate Amendments on H.R. 1625 [the Consolidated Appropriations Act, 2018] (Division E 
– Financial Services and General Government Appropriations Act, 2018),” p. 87, at 
http://docs.house.gov/bil sthisweek/20180319/DIV%20E%20FSGG%20SOM%20FY18%20OMNI.OCR.pdf; P.L. 
116-6, the Consolidated Appropriations Act, 2019, and H.Rept. 116-9, conference report accompanying the 
Consolidated Appropriations Act, 2019. 
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a.  Includes $3.0 mil ion for Veterans Business Outreach Centers and $7.5 mil ion for the Boots to Business 
Initiative. Funding for other veterans outreach activities was provided through the SBA’s salaries and 
expenses account.  
The Department of Commerce also provides management and technical assistance training for 
small businesses. For example, the Department of Commerce’s Minority Business Development 
Agency (MBDA) provides training to minority business owners to assist them in obtaining 
contracts and financial awards.7 In addition, the Department of Commerce’s Economic 
Development Administration’s Local Technical Assistance Program promotes efforts to build and 
expand local organizational capacity in economically distressed areas. As part of that effort, it 
funds projects that focus on technical or market feasibility studies of economic development 
projects or programs, which often include consultation with small businesses.8 
For many years, a recurring theme at congressional hearings concerning the SBA’s management 
and technical assistance training programs has been the perceived need to improve program 
efficiency by eliminating duplication of services and increasing cooperation and coordination 
both within and among its training resource partners. For example, the Obama Administration 
recommended in its FY2012-FY2017 budget recommendations that funding for the PRIME 
technical assistance program end. The Administration argued that PRIME overlaps and duplicates 
“the technical assistance provided by SBA’s microlending intermediaries.”9 The Trump 
Administration has also requested the program’s elimination.10 
The House Committee on Small Business has argued that the SBA’s various management and 
technical assistance training programs should be “folded into the mission of the SBDC program 
or their responsibilities should be taken over by other agencies” because they “overlap each other 
and duplicate the educational services provided by other agencies.”11 Congress has also explored 
ways to improve the SBA’s measurement of these programs’ effectiveness. 
                                                 
7 U.S. Department of Commerce, Minority Business Development Agency (MBDA), “Annual Performance Report, 
Fiscal Year 2015,” pp. 1, 2, at https://www.mbda.gov/sites/mbda.gov/files/migrated/files-attachments/
2015AnnualPerformanceReport.pdf. 
8 13 C.F.R. §306. 
9 SBA, FY2012 Congressional Budget Justification and FY2010 Annual Performance Report, p. 4, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/
FINAL%20FY%202012%20CBJ%20FY%202010%20APR_0.pdf. Also, see SBA, FY2014 Congressional Budget 
Justification and FY2012 Annual Performance Report, p. 22, at https://www.sba.gov/sites/default/files/files/1-508-
Compliant-FY-2014-CBJ%20FY%202012%20APR.pdf; and SBA, FY2017 Congressional Budget Justification and 
FY2015 Annual Performance Report, p. 19, at https://www.sba.gov/sites/default/files/FY17-CBJ_FY15-APR.pdf. 
10 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
11 U.S. Congress, House Committee on Small Business, “Views and Estimates of the Committee on Small Business on 
Matters to be set forth in the Concurrent Resolution on the Budget for FY2014,” communication to the Chairman, 
House Committee on the Budget, 113th Cong., 1st sess., February 27, 2013, at http://smallbusiness.house.gov/
uploadedfiles/revised_2014_views_and_estimates_document.pdf. Previously, the House Committee on Small Business 
had recommended that funding for Women Business Centers, PRIME technical assistance, HUBZone outreach, and the 
Offices of Native American Affairs and International Trade be eliminated; and funding for 7(j) technical assistance, 
Microloan technical assistance, and the National Women’s Business Council be reduced. See U.S. Congress, House 
Committee on Small Business, “Views and Estimates of the Committee on Small Business on Matters to be set forth in 
the Concurrent Resolution on the Budget for FY2013,” communication to the Chairman, House Committee on the 
Budget, 112th Cong., 2nd sess., March 7, 2012, at http://smallbusiness.house.gov/uploadedfiles/
views_and_estimates_fy_2013.pdf.  
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Small Business Management and Technical Assistance Training Programs 
 
This report examines the historical development of federal small business management and 
technical assistance training programs; describes their current structures, operations, and budgets; 
and assesses their administration and oversight, including measures used to determine their 
effectiveness. 
This report also examines legislation to improve SBA program performance and oversight, 
including 
  P.L. 114-88, the Recovery Improvements for Small Entities After Disaster Act of 
2015 (RISE After Disaster Act of 2015), which, among other things, authorizes 
the SBA to provide up to two years of additional financial assistance, on a 
competitive basis, to SBDCs, WBCs, SCORE, or any proposed consortium of 
such individuals or entities to assist small businesses located in a presidentially 
declared major disaster area and authorizes SBDCs to provide assistance to small 
businesses outside the SBDC’s state, without regard to geographical proximity to 
the SBDC, if the small business is in a presidentially declared major disaster 
area. This assistance can be provided “for a period of not more than two years 
after the date on which the President” has declared the area a major disaster;12 
and  
  P.L. 115-141, the Consolidated Appropriations Act of 2018, among other 
provisions, relaxed requirements that Microloan intermediaries may spend no 
more than 25% of Microloan technical assistance grant funds on prospective 
borrowers and no more than 25% of those funds on contracts with third parties to 
provide that technical assistance by increasing those percentages to no more than 
50% (originally in H.R. 2056, the Microloan Modernization Act of 2017, and S. 
526, the Microloan Modernization Act of 2018). 
In addition, it discusses H.R. 1774, the Developing the Next Generation of Small Businesses Act 
of 2017, which was introduced during the 115th Congress. The bill would have required the SBA 
to only use authorized entrepreneurial development programs (SCORE, WBCs, SBDCs, etc.) to 
deliver specified entrepreneurial development services; added data collection and reporting 
requirements for SBDCs; authorized to be appropriated $21.75 million for WBCs for each of 
FY2018-FY2021 (WBCs were appropriated $18.0 million in FY2018); increased the WBC 
annual grant award from not more than $150,000 to not more than $185,000 (adjusted annually to 
reflect change in inflation); authorized the award of an additional $65,000 to WBCs under 
specified circumstances; authorized the SBA to waive, in whole or in part, the WBC nonfederal 
matching requirement for up to two consecutive fiscal years under specified circumstances; 
modified SCORE program requirements with respect to the role of participating volunteers, 
program plans and goals, and reporting; and added language concerning the provision and 
reporting of online counseling by SCORE. 
                                                 
12 P.L. 114-88 also, among other things, increases, for three years, the minimum disaster loan amount for which the 
SBA may require collateral, from $14,000 to $25,000 (or, as under existing law, any higher amount the SBA 
determines appropriate in the event of a disaster); provides a contracting preference for small businesses located in a 
disaster area if the small business concern will perform the work required under the contract in the disaster area; and 
doubles the value of the contract for purposes of determining agency compliance with federal small business 
procurement goals. 
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SBA Management and Technical Assistance 
Training Programs 
The SBA supports a number of management and technical assistance training programs, including 
the following: 
  Small Business Development Center Grants Program, 
  Microloan Technical Assistance Program, 
  Women’s Business Center Grants Program, 
  Veterans Business Development Programs, 
  SCORE (Service Corps of Retired Executives), 
  PRIME Technical Assistance Program, 
  7(j) Technical Assistance Program,  
  Native American Outreach Program, and  
  Several initiatives, including the Entrepreneurial Development Initiative 
(Regional Innovation Clusters), Boots to Business, Entrepreneurial Education, 
and Growth Accelerators. 
The legislative history and current operating structures, functions, and budget for each of these 
programs is presented in this report. In addition, if the data are available, the program’s 
performance based on outcome-based measures, such as their effect on small business formation, 
survivability, and expansion, and on job creation and retention, is also presented. Also, a brief 
description of each of these programs is provided in the Appendix. 
Small Business Development Centers 
In 1976, the SBA created the University Business Development Center pilot program to establish 
small business centers within universities to provide counseling and training for small businesses. 
The first center was founded at California State Polytechnic University at Pomona in December 
1976. Seven more centers were funded over the next six months at universities in seven different 
states. By 1979, 16 SBDCs received SBA funding and were providing management and technical 
training assistance to small businesses.13 
The SBDC program was provided statutory authorization by P.L. 96-302, the Small Business 
Development Center Act of 1980.14 SBDCs were to “rely on the private sector primarily, and the 
university community, in partnership with the SBA and its other programs, to fill gaps in making 
quality management assistance available to the small business owner.”15 Although most SBDCs 
continued to be affiliated with universities, the legislation authorized the SBA to provide funding  
                                                 
13 Association of Small Business Development Centers, “A Brief History of America’s Small Business Development 
Center Network,” Burke, VA, at http://www.asbdc-us.org/About_Us/aboutus_history.html. 
14 Ibid.; and U.S. Congress, Senate Committee on Small Business, Oversight of the Small Business Administration’s 
Small Business Development Center Program, 98th Cong., 1st sess., February 8, 1983, S.Hrg. 98-31 (Washington: GPO, 
1983), p. 2. 
15 U.S. Congress, Senate Committee on Small Business, Oversight of the Small Business Administration’s Small 
Business Development Center Program, 98th Cong., 1st sess., February 8, 1983, S.Hrg. 98-31 (Washington: GPO, 
1983), p. 2. 
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to any State government or any agency thereof, any regional entity, any State-chartered 
development,  credit  or  finance  corporation,  any  public  or  private  institution  of  higher 
education, including but not limited to any land-grant college or university, any college or 
school  of  business,  engineering,  commerce,  or  agriculture,  community  college  or  junior 
college, or to any entity formed by two or more of the above entities.16 
SBDC funding is allocated on a pro rata basis among the states (defined to include the District of 
Columbia, the Commonwealth of Puerto Rico, the U.S. Virgin Islands, Guam, and American 
Samoa) by a statutory formula “based on the percentage of the population of each State, as 
compared to the population of the United States.”17 If, as is currently the case, SBDC funding 
exceeds $90 million, the minimum funding level is “the sum of $500,000, plus a percentage of 
$500,000 equal to the percentage amount by which the amount made available exceeds $90 
million.”18 
In 1984, P.L. 98-395, the Small Business Development Center Improvement Act of 1984, 
required SBDCs, as a condition of receiving SBA funding, to contribute a matching amount equal 
to the grant amount, and that the match must be provided by nonfederal sources and be comprised 
of not less than 50% cash and not more than 50% of indirect costs and in-kind contributions.19 It 
also required SBDCs to have an advisory board and a full-time director who has authority to 
make expenditures under the center’s budget. It also required the SBA to implement a program of 
onsite evaluations for each SBDC and to make those evaluations at least once every two years. 
Today, the SBA provides grants to SBDCs that are “hosted by leading universities, colleges, and 
state economic development agencies” to deliver management and technical assistance training 
“to small businesses and nascent entrepreneurs (pre-venture) in order to promote growth, 
expansion, innovation, increased productivity and management improvement.”20 These services 
are delivered, in most instances, on a nonfee, one-on-one confidential counseling basis and are 
administered by 63 lead service centers, one located in each state (four in Texas and six in 
California), the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, and American 
Samoa.21 These lead centers manage more than 900 service centers located throughout the United 
States and the territories.22 
As shown in Table 2, SBDCs provided technical assistance training services to 443,376 clients in 
FY2018 (250,926 clients received training and 192,450 clients were advised), and assisted in 
forming 14,422 new businesses. 
                                                 
16 Ibid., p. 4. 
17 15 U.S.C. 648(a)(4)(C). 
18 Ibid., and P.L. 106-554, the Consolidated Appropriations Act, 2001. 
19 For American Samoa, Guam, and the U.S. Virgin Islands, the SBA is required to waive the matching requirements 
on awards less than $200,000 and has discretion to waive the match for awards exceeding $200,000. See 48 U.S.C. 
Section 1469a. Also, there is one exception to the disallowance of federal funds as a cash match. Community 
Development Block Grant (CDBG) funds received from the Department of Housing and Urban Development are 
allowed when: (1) the SBDC activities are consistent with the authorized CDBG activities for which the funds were 
granted; and (2) the CDBG activities are identified in the Consolidated Plan of the CDBG grantee or in the agreement 
between the CDBG grantee and the subrecipient of the funds. 
20 SBA, “Small Business Development Center Fy/Cy 2011 Program Announcement for Renewal of the Cooperative 
Agreement for Current Recipient Organizations,” p. 3, at https://www.sba.gov/sites/default/files/files/
2011%20Program%20Announcement.pdf. 
21 Ibid. 
22 Association of Small Business Development Centers, “Welcome,” Burke, Virginia, at http://www.asbdc-us.org/. 
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Table 2. Small Business Development Center Assistance, FY2014-FY2018 
# of Clients 
# of Businesses 
Trained or 
Created with 
FY 
Advised 
SBDC Assistance 
2018 
443,376 
14,422 
2017 
433,554 
14,491 
2016 
453,427 
14,419 
2015 
454,898 
13,123 
2014 
485,487 
13,415 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, pp. 85, 86, at https://www.sba.gov/document/report--congressional-budget-justification-
annual-performance-report. 
SBDCs received an appropriation of $115.0 million in FY2015, $117.0 million in FY2016, 
$125.0 million in FY2017, $130.0 million in FY2018, and $131.0 million in FY2019 (see Table 
1). The Trump Administration requested $110.0 million for the program in FY2018 and $110.0 
million in FY2019.23  
In addition, as mentioned earlier, P.L. 114-88 expanded the role of SBDCs by, among other things 
  authorizing the SBA to provide up to two years of additional financial assistance, 
on a competitive basis, to SBDCs, WBCs, SCORE, or any proposed consortium 
of such individuals or entities to assist small businesses located in a presidentially 
declared major disaster area;24 and 
  authorizing SBDCs to provide assistance to small businesses outside the SBDC’s 
state, without regard to geographical proximity to the SBDC, if the small 
business is located in a presidentially declared major disaster area. This 
assistance can be provided “for a period of not more than two years after the date 
on which the President” has declared the area a major disaster.25 
As part of its legislative mandate to evaluate each SBDC, in 2003, the SBA’s Office of 
Entrepreneurial Development designed “a multi-year time series study to assess the impact of the 
programs it offers to small businesses.”26 The survey has been administered annually in 
partnership with a private firm. 
The 2014 survey was sent to 70,262 SBDC clients who had received five or more hours of 
counseling assistance in calendar year 2012. The survey was administered in the spring and 
                                                 
23 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
24 P.L. 114-88, §2101. The SBA administrator may make one extension of a grant, contract, or cooperative agreement 
under this paragraph for a period of not more than one year, upon a showing of good cause and need for the extension. 
25 P.L. 114-88, §2103. The SBA administrator is authorized to extend the two-year limitation. 
26 SBA, Office of Entrepreneurial Development, “Impact Study of Entrepreneurial Development Resources,” 
September 10, 2009, p. 2. 
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summer of 2013.27 A total of 10,407 surveys (14.8% return rate) were completed either by mail, 
email, or the internet.28 
The 2014 survey indicated that, of the SBDC clients  
  90.7% reported that the services they received from SBDC counselors were 
beneficial;29  
  87.8% reported that the knowledge and expertise of their SBDC counselor was 
excellent (66.0%) or above average (21.8%);30  
  86.2% reported that their overall working relationship with their SBDC counselor 
was excellent (68.9%) or above average (17.3%);31 and 
  94.4% reported that they would recommend that other businesspersons contact 
the SBDC.32 
Legislation 
As mentioned previously, P.L. 114-88, among other things, authorizes the SBA to provide up to 
two years of additional funding to its management and training resource partners to assist small 
businesses located in a presidentially declared major disaster area and authorizes SBDCs to 
provide assistance outside the SBDC’s state, without regard to geographical proximity to the 
SBDC, if the small business is in a presidentially declared major disaster area. This assistance can 
be provided “for a period of not more than two years after the date on which the President” has 
declared the area a major disaster. 
Also, H.R. 1774, the Developing the Next Generation of Small Businesses Act of 2017, 
introduced during the 115th Congress, among other provisions, would have required the SBA to 
only use authorized entrepreneurial development programs (SCORE, WBCs, SBDCs, etc.) “to 
deliver entrepreneurial development services, entrepreneurial education, support for the 
development and maintenance of clusters, or business training” and would have added SBDC 
data collection and reporting requirements. Similar legislation was introduced during the 114th 
Congress (H.R. 207 and S. 999).33  
Microloan Technical Assistance Program 
Congress authorized the SBA’s Microloan lending program in 1991 (P.L. 102-140, the 
Departments of Commerce, Justice, and State, the Judiciary, and Related Agencies Appropriations 
                                                 
27 SBA, Office of Entrepreneurial Development, “Correspondence with the author,” November 4, 2015. 
28 Ibid. 
29 Ibid. 
30 Ibid. 8.7% of SBDC clients reported that the knowledge and expertise of their SBDC counselor was average, 1.5% of 
SBDC clients reported that the knowledge and expertise of their SBDC counselor was below average, and 1.9% of 
SBDC clients reported that the knowledge and expertise of their SBDC counselor was poor. 
31 Ibid. 9.3% of SBDC clients reported that their overall working relationship with their SBDC counselor was average, 
2.0% of SBDC clients reported that their overall working relationship with their SBDC counselor was below average, 
and 2.4% of SBDC clients reported that their overall working relationship with their SBDC counselor was poor. 
32 Ibid.  
33 The House-passed version of H.R. 2810, the National Defense Authorization Act for Fiscal Year 2018, included 
provisions similar to those concerning WBCs, SBDCs, and SCORE in H.R. 1774. These provisions were not included 
in the Senate-passed version of H.R. 2810 or in the bill’s final version (P.L. 115-91, the National Defense 
Authorization Act for Fiscal Year 2018). 
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Act, 1992) to address the perceived disadvantages faced by women, low-income, veteran, and 
minority entrepreneurs and business owners gaining access to capital for starting or expanding 
their business. The program became operational in 1992. Its stated purpose is 
to assist women, low-income, veteran ... and minority entrepreneurs and business owners 
and other individuals possessing the capability to operate successful business concerns; to 
assist small business concerns in those areas suffering from a lack of credit due to economic 
downturns;  ...  to  make  loans  to  eligible  intermediaries  to  enable  such  intermediaries  to 
provide small-scale loans, particularly loans in amounts averaging not more than $10,000, 
to start-up, newly established, or growing small business concerns for working capital or 
the  acquisition  of  materials,  supplies,  or  equipment;  [and]  to  make  grants  to  eligible 
intermediaries  that,  together  with  non-Federal  matching  funds,  will  enable  such 
intermediaries  to  provide  intensive  marketing,  management,  and  technical  assistance  to 
microloan borrowers.34 
Initially, the SBA’s Microloan program was authorized as a five-year demonstration project. It 
was made permanent, subject to reauthorization, by P.L. 105-135, the Small Business 
Reauthorization Act of 1997. 
The SBA’s Microloan Technical Assistance Program, which is affiliated with the SBA’s 
Microloan lending program but receives a separate appropriation, provides grants to Microloan 
intermediaries to provide management and technical training assistance to Microloan program 
borrowers and prospective borrowers.35 There are currently 144 active Microloan intermediaries 
serving 49 states, the District of Columbia, and Puerto Rico.36 
Intermediaries are eligible to receive a Microloan technical assistance grant “of not more than 
25% of the total outstanding balance of loans made to it” under the Microloan program.37 Grant 
funds may be used only to provide marketing, management, and technical assistance to Microloan 
borrowers, except that no more than 50% of the funds may be used to provide such assistance to 
prospective Microloan borrowers and no more than 50% of the funds may be awarded to third 
parties to provide that technical assistance. Grant funds also may be used to attend required 
training.38 
In most instances, intermediaries must contribute, solely from nonfederal sources, an amount 
equal to 25% of the grant amount.39 In addition to cash or other direct funding, the contribution 
may include indirect costs or in-kind contributions paid for under nonfederal programs.40  
The SBA does not require Microloan borrowers to participate in the Microloan Technical 
Assistance Program. However, intermediaries typically require Microloan borrowers to 
participate in the training program as a condition of the receipt of a microloan. Combining loan 
                                                 
34 15 U.S.C. §636 7(m)(1)(A). 
35 For further analysis of the SBA’s Microloan program, see CRS Report R41057, Small Business Administration 
Microloan Program, by Robert Jay Dilger. 
36 SBA, Fiscal Year 2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 37, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_19_508Final5_1.pdf. For a list of all Microloan 
intermediaries, regardless of lending volume, see SBA, Microloan Program: Partner Identification & Management 
System Participating Intermediary Microlenders Report, June 21, 2017, at 
https://www.sba.gov/sites/default/files/articles/microlenderrpt5_20170621.pdf. 
37 15 U.S.C. §636(m)(4)(A). 
38 13 C.F.R. §120.712. 
39 Ibid. 
40 Ibid. Intermediaries may not borrow their contribution. 
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and intensive management and technical assistance training is one of the Microloan program’s 
distinguishing features.41 
As shown in Table 3, the Microloan Technical Assistance Program provided counseling services 
to 21,800 small businesses in FY2018 and there were 147 grant eligible microloan intermediaries.  
Table 3. Microloan Technical Assistance, FY2014-FY2018 
# of Grant 
Eligible 
# of Clients 
Microloan 
FY 
Advised 
Intermediaries 
2018 
21,800 
147 
2017 
19,600 
144 
2016 
17,948 
140 
2015 
17,200 
137 
2014 
15,668 
137 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, p. 38, at https://www.sba.gov/document/report--congressional-budget-justification-annual-
performance-report. 
The program was appropriated $22.3 million in FY2015, $25.0 million in FY2016, and $31.0 
million in FY2017, FY2018, and FY2019 (see Table 1). The Trump Administration requested 
$25.0 million for the program in FY2018 and $25.0 million in FY2019.42  
Legislation 
As mentioned previously, P.L. 115-141, among other provisions, relaxed requirements that 
Microloan intermediaries may spend no more than 25% of Microloan technical assistance grant 
funds on prospective borrowers and no more than 25% of those funds on contracts with third 
parties to provide that technical assistance by increasing those percentages to no more than 50%. 
These provisions were originally in H.R. 2056 and S. 526.43 
During the 114th Congress, H.R. 2670 and S. 1857 (its Senate companion bill) would have 
required the SBA administrator to establish a rule enabling intermediaries to apply for a waiver to 
                                                 
41 Intermediaries that make at least 25% of their loans to small businesses located in or owned by residents of an 
Economically Distressed Area (defined as having 40% or more of its residents with an annual income that is at or 
below the poverty level), or have a portfolio of loans made under the program that averages not more than $10,000 
during the period of the intermediary’s participation in the program are eligible to receive an additional training grant 
equal to 5% of the total outstanding balance of loans made to the intermediary. Intermediaries are not required to make 
a matching contribution as a condition of receiving these additional grant funds. See 13 C.F.R. §120.712; and 15 U.S.C. 
§636(m)(4)(C)(i). 
42 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
43 The bills would also increase the Microloan program’s aggregate loan limit for intermediaries after their first year of 
participation in the program from $5 million to $6 million.  
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the requirement that no more than 25% of Microloan technical assistance grant funds may be 
used to provide technical assistance to prospective borrowers.44 
Women’s Business Centers 
The Women’s Business Center (WBC) Renewable Grant Program was initially established by 
P.L. 100-533, the Women’s Business Ownership Act of 1988, as the Women’s Business 
Demonstration Pilot Program. The act directed the SBA to provide financial assistance to private, 
nonprofit organizations to conduct demonstration projects giving financial, management, and 
marketing assistance to small businesses, including start-up businesses, owned and controlled by 
women. Since its inception, the program has targeted the needs of socially and economically 
disadvantaged women.45 The WBC program was expanded and provided permanent legislative 
status by P.L. 109-108, the Science, State, Justice, Commerce, and Related Agencies 
Appropriations Act, 2006. 
Since the program’s inception, the SBA has awarded WBCs a grant of up to $150,000 per year. 
Initially, the grant was awarded for one year, with the possibility of being renewed twice, for a 
total of up to three years. As a condition of the receipt of funds, the WBC was required to raise at 
least one nonfederal dollar for each two federal dollars during the grant’s first year (1:2), one 
nonfederal dollar for each federal dollar during year two (1:1), and two nonfederal dollars for 
each federal dollar during year three (2:1).46 Over the years, Congress has extended the length of 
the WBC program’s grant award and reduced the program’s matching requirement. 
Today, WBC initial grants are awarded for up to five years, consisting of a base period of 12 
months from the date of the award and four 12-month option periods.47 The SBA determines if 
the option periods are exercised and makes that determination subject to the continuation of 
program authority, the availability of funds, and the recipient organization’s compliance with 
federal law, SBA regulations, and the terms and conditions specified in a cooperative agreement. 
                                                 
44 H.R. 2670 was passed by the House on July 13, 2015. S. 1857 was ordered to be reported by the Senate Committee 
on Small Business and Entrepreneurship on July 29, 2015, and subsequently reported and placed on the Senate 
Legislative Calendar under General Orders on September 15, 2015. The bills would have also increased the Microloan 
program’s aggregate loan limit for intermediaries after their first year of participation in the program from $5 million to 
$6 million and the program’s repayment terms from not more than 6 years to not more than 10 years for loans greater 
than $10,000. For additional information, see CRS Report R41057, Small Business Administration Microloan Program, 
by Robert Jay Dilger. 
45 U.S. Congress, House Committee on Small Business, Review of Women’s Business Center Program, 106th Cong., 
February 11, 1999, Serial No. 106-2 (Washington: GPO, 1999), p. 4. 
46 Matching contributions must come from nonfederal sources such as state and local governments, private individuals, 
corporations and foundations, and program income. Community Development Block Grant funds, when permissible 
under the terms of that program, may also be used as a match. At least half of the nonfederal match must be in the form 
of cash. SBA, “Women’s Business Center (Initial Grant), FY2011” at http://www.sba.gov/sites/default/files/files/
Program%20Announcement%20OWBO-2011-01-1%20-%20New%20WBC%20in%20Idaho.pdf. 
47 P.L. 105-135, the Small Business Reauthorization Act of 1997, authorized the SBA to award grants to WBCs for up 
to five years—one base year and four option years. P.L. 106-165, the Women’s Business Centers Sustainability Act of 
1999, provided WBCs that had completed the initial five-year grant an opportunity to apply for an additional five-year 
sustainability grant. Thus, the act allowed successful WBCs to receive SBA funding for a total of 10 years. Because the 
program has permitted permanent three-year funding intervals since 2007, the sustainability grants would be phased out 
by FY2012, leaving the initial five-year grants with the continuous three-year option. See SBA, FY2012 Congressional 
Budget Justification and FY2010 Annual Performance Report, p. 49, at https://www.sba.gov/sites/default/files/
aboutsbaarticle/FINAL%20FY%202012%20CBJ%20FY%202010%20APR_0.pdf. 
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WBCs that successfully complete the initial five-year grant period may apply for an unlimited 
number of three-year funding intervals.48 
During their initial five-year grant period, WBCs are now required to provide a nonfederal match 
of one nonfederal dollar for each two federal dollars in years one and two (1:2), and one 
nonfederal dollar for each federal dollar in years three, four and five (1:1).49 After the initial five-
year grant period, the matching requirement in subsequent three-year funding intervals is not 
more than 50% of federal funding (1:1).50 The nonfederal match may consist of cash, in-kind, and 
program income.51 
Today, there are 121 WBCs located throughout most of the United States and the territories.52 As 
shown in Table 4, WBCs provided assistance to 151,861 clients in FY2018 (123,680 clients 
received technical assistance training services and 28,181 clients were advised), and assisted in 
the formation of 11,687 new businesses.  
Table 4. Women Business Center Assistance, FY2014-FY2018 
# of Clients 
# of Businesses 
Trained or 
Created with 
FY 
Advised 
WBC Assistance 
2018 
151,861 
11,687 
2017 
140,628 
17,438 
2016 
145,415 
17,435 
2015 
140,716 
NA 
2014 
140,037 
NA 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, pp. 88, 89, at https://www.sba.gov/document/report--congressional-budget-justification-
annual-performance-report. 
Notes: The number of businesses created with WBC assistance in FY2014 and FY2015 was determined using a 
different methodology than what was used for FY2016-FY2018. The data for FY2014 and FY2015 (708 and 766 
new business starts, respectively) are omitted from the table because the data are not comparable to the 
FY2016-FY2018 data. 
Congress recommended that the WBC program receive $15.0 million in FY2015, $17.0 million in 
FY2016, $18.0 million in FY2017, $18.0 million in FY2018, and $18.5 million in FY2019 (see 
                                                 
48 P.L. 110-28, the U.S. Troop Readiness, Veterans’ Care, Katrina Recovery, and Iraq Accountability Appropriations 
Act, 2007, allowed WBCs that successfully completed the initial five-year grant to apply for an unlimited number of 
three-year funding renewals. 
49 P.L. 105-135 reduced the program’s matching to one nonfederal dollar for each two federal dollars in years one 
through three rather than just during the first year (1:2), one nonfederal dollar for each federal dollar in year four rather 
than during year two (1:1), and two nonfederal dollars for each federal dollar in year five rather than in year three (2:1). 
P.L. 106-17, the Women’s Business Center Amendments Act of 1999, reduced the program’s matching requirement to 
one nonfederal dollar for each two federal dollars in years one and two (1:2), and one nonfederal dollar for each federal 
dollar in years three, four and five (1:1). 
50 P.L. 110-28 reduced the federal share to not more than 50% for all grant years (1:1) following the initial five-year 
grant. 
51 P.L. 105-135 specified that not more than one-half of the nonfederal sector matching assistance may be in the form 
of in-kind contributions that are budget line items only, including office equipment and office space. 
52 SBA, “Women’s Business Centers Directory,” at https://www.sba.gov/tools/local-assistance/wbc. 
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Table 1). The Trump Administration requested $16.0 million for the program for FY2018 and 
$16.0 million for FY2019.53  
P.L. 105-135 required the SBA to “develop and implement an annual programmatic and financial 
examination of each” WBC.54 As part of its legislative mandate to implement an annual 
programmatic and financial examination of each WBC, the SBA’s Office of Entrepreneurial 
Development includes WBCs in its previously mentioned multiyear time series study of its 
programs. 
Data from the SBA’s 2014 client survey concerning WBCs are not yet available. The firm 
administering the 2013 survey of SBA management and training clients contacted 2,997 WBC 
clients and received 529 completed surveys (17.7% return rate).55 The survey indicated that  
  80% of WBC clients reported that the services they received from counselors 
were useful or very useful, 2% had no opinion, and 18% reported that the 
services they received from counselors were somewhat useful or not useful;56  
  61% of WBC clients reported that they changed their management 
practices/strategies as a result of the assistance they received;57 and 
  the top five changes to management practices involved their business plan (56%), 
marketing plan (46%), general management (36%), cash flow analysis (31%), 
and financial strategy (30%).58  
Legislation 
As mentioned earlier, P.L. 114-88 expanded the role of WBCs by authorizing the SBA to provide 
up to two years of additional financial assistance, on a competitive basis, to SBDCs, WBCs, 
SCORE, or any proposed consortium of such individuals or entities to assist small businesses 
located in a presidentially declared major disaster area.59 
In addition, H.R. 1774, introduced during the 115th Congress, would have required the SBA to use 
only authorized entrepreneurial development programs (SCORE, WBCs, SBDCs, etc.) to deliver 
specified entrepreneurial development services; authorized to be appropriated $21.75 million for 
WBCs for each of FY2018-FY2021 (WBCs received $18.0 million in FY2018); increased the 
WBC annual grant award from not more than $150,000 to not more than $185,000 (adjusted 
annually to reflect change in inflation); authorized the award of an additional $65,000 to WBCs 
under specified circumstances; and authorized the SBA to waive, in whole or in part, the WBC 
nonfederal matching requirement for up to two consecutive fiscal years under specified 
                                                 
53 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
54 P.L. 105-135, §29. Women’s Business Center Program. 
55 SBA, Office of Entrepreneurial Development, “Impact Study of Entrepreneurial Dynamics: Office of Entrepreneurial 
Development Resource Partners’ Face-to-Face Counseling,” September 2013, p. 8, at https://www.sba.gov/sites/
default/files/files/OED_ImpactReport_09302013_Final.pdf. 
56 Ibid., p. 19. 
57 Ibid., p. 20. 
58 Ibid., p. 21. 
59 P.L. 114-88, §2101. The SBA administrator may make one extension of a grant, contract, or cooperative agreement 
under this paragraph for a period of not more than one year, upon a showing of good cause and need for the extension. 
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circumstances.60 Similar legislation was introduced during the 114th Congress (H.R. 207 and S. 
2126). 
Veterans Business Development Programs 
The SBA has supported management and technical assistance training for veteran-owned small 
businesses since its formation as an agency. However, during the 1990s, some in Congress noted 
that a direct loan program for veterans was eliminated by the SBA in 1995 and that the “training 
and counseling for veterans dropped from 38,775 total counseling sessions for veterans in 1993 to 
29,821 sessions in 1998.”61 Concerned that “the needs of veterans have been diminished 
systematically at the SBA,” Congress adopted P.L. 106-50, the Veterans Entrepreneurship and 
Small Business Development Act of 1999.62  
The act reemphasized the SBA’s responsibility “to reach out to and include veterans in its 
programs providing financial and technical assistance.”63 It also included veterans as a target 
group for the SBA’s 7(a), 504/CDC, and Microloan programs. In addition, it required the SBA to 
enter into a memorandum of understanding with SCORE to, among other things, establish “a 
program to coordinate counseling and training regarding entrepreneurship to veterans through the 
chapters of SCORE throughout the United States.”64 The act also directed the SBA to enter into a 
memorandum of understanding with SBDCs, the Department of Veteran Affairs, and the National 
Veterans Business Development Corporation “with respect to entrepreneurial assistance to 
veterans, including service-disabled veterans.”65 It specified, among other things, that the SBA 
conduct and distribute studies on the formation, management, financing, marketing, and operation 
of small business concerns by veterans; provide training and counseling on these topics to 
veterans; assist veterans regarding procurement opportunities with federal, state, and local 
agencies, especially agencies funded in whole or in part with federal funds; and provide internet 
or other distance-learning academic instruction for veterans in business subjects, including 
accounting, marketing, and business fundamentals.66 
The SBA’s Office of Veterans Business Development (OVBD) was established to address these 
statutory requirements.67 The OVBD currently administers several management and training 
programs to assist veteran-owned businesses, including the following: 
                                                 
60 The specified circumstances include the consideration of the economic conditions affecting the recipient 
organization; the waiver’s impact on the women’s business center program’s credibility; the recipient organization’s 
demonstrated ability to raise nonfederal funds; and the recipient organization’s performance. The House-passed version 
of H.R. 2810, the National Defense Authorization Act for Fiscal Year 2018, included provisions similar to those 
concerning WBCs, SBDCs, and SCORE in H.R. 1774. These provisions were not included in the Senate-passed 
version of  H.R. 2810 or in the bill’s final version (P.L. 115-91, the National Defense Authorization Act for Fiscal Year 
2018). 
61 U.S. Congress, House Committee on Small Business, Veterans Entrepreneurship and Small Business Development 
Act of 1999, report to accompany H.R. 1568, 106th Cong., 1st sess., June 29, 1999, H.Rept. 106-206 (Washington: GPO, 
1999), pp. 14, 15. 
62 Ibid. 
63 U.S. Congress, House Committee on Small Business, Veterans Entrepreneurship and Small Business Development 
Act of 1999, report to accompany H.R. 1568, 106th Cong., 1st sess., June 29, 1999, H.Rept. 106-206 (Washington: GPO, 
1999), p. 14. 
64 P.L. 106-50, §301. Score Program. 
65 Ibid., §302. Entrepreneurial Assistance. 
66 Ibid. 
67 SBA, FY2016 Congressional Budget Justification and FY2014 Annual Performance Report, p. 97, at 
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  The Entrepreneurship Bootcamp for Veterans with Disabilities Consortium of 
Universities provides “experiential training in entrepreneurship and small 
business management to post-9/11 veterans with disabilities” at eight 
universities.68  
  The Veteran Women Igniting the Spirit of Entrepreneurship (V-WISE) program, 
administered through a cooperative agreement with Syracuse University, offers 
women veterans a 15-day, online course on entrepreneurship skills and the 
“language of business,” followed by a 3-day conference (offered twice a year at 
varying locations) in which participants “are exposed to successful entrepreneurs 
and CEOs of Fortune 500 companies and leaders in government” and participate 
in courses on business planning, marketing, accounting and finance, operations 
and production, human resources, and work-life balance.69 
  The Operation Endure and Grow Program, administered through a cooperative 
agreement with Syracuse University, offers an eight-week online training 
program on “the fundamentals of launching and/or growing a small business” 
and is available to National Guard and reservists and their family members.70  
  The Boots to Business program (started in 2012), which is “an elective track 
within the Department of Defense’s revised Training Assistance Program called 
Transition Goals, Plans, Success (Transition GPS) and has three parts: the 
Entrepreneurship Track Overview—a 10-minute introductory video shown 
during the mandatory five-day Transition GPS course which introduces 
entrepreneurship as a post-service career option; Introduction to 
Entrepreneurship—a two-day classroom course on entrepreneurship and business 
fundamentals offered as one of the three Transition GPS elective tracks; and 
Foundations of Entrepreneurship—an eight-week, instructor-led online course 
that offers in-depth instruction on the elements of a business plan and tips and 
techniques for starting a business.”71  
  The Boots to Business Reboot program (started in 2014) assists veterans who 
have already transitioned to civilian life.72  
  The Veterans Business Outreach Centers (VBOC) program provides veterans and 
their spouses management and technical assistance training at 22 locations, 
including assistance with the Boots to Business program, the development and 
                                                 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF. 
68 Syracuse University, “About the EBV,” Syracuse, NY, at http://ebv.vets.syr.edu/; and SBA, “SBA Expands 
Entrepreneurship Boot Camp for Vets: Announces Two New Programs for Women Vets, Guard, Reservists and 
Families,” November 10, 2010, at https://www.sba.gov/sites/default/files/news_release_10-63.pdf. 
69 Syracuse University, “Women Veterans Igniting the Spirit of Entrepreneurship (V-WISE),” Syracuse, NY, at 
http://vwise.vets.syr.edu/; and SBA, “SBA Expands Entrepreneurship Boot Camp for Vets: Announces Two New 
Programs for Women Vets, Guard, Reservists and Families,” November 10, 2010, at https://www.sba.gov/sites/default/
files/news_release_10-63.pdf. 
70 Syracuse University, “About Operation Endure and Grow,” Syracuse, NY, at http://vets.syr.edu/education/endure-
grow/. 
71 SBA, “Operation Boots to Business: From Service to Startup,” at https://www.sba.gov/offices/headquarters/ovbd/
resources/160511; and SBA, “Operation Boots to Business: Fact Sheet,” at https://www.sba.gov/sites/default/files/files/
B2B_Fact%20Sheet.pdf. 
72 Ibid., pp. 90, 99.  
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maintenance of a five-year business plan, and referrals to other SBA resource 
partners when appropriate for additional training or mentoring services.73  
Prior to FY2016, Congress recommended appropriations for VBOCs and the Boots to Business 
initiative. Funding for the OVBD’s other veterans assistance programs was provided through the 
SBA’s salaries and expenses account. 
Starting in FY2016, Congress has recommended a single amount for all OVBD programs 
(currently $12.7 million) (see Table 1). The Trump Administration requested $11.25 million for 
these programs in FY2018 and $11.25 million in FY2019.74  
As shown in Table 5, VBOCs trained or advised 51,945 veterans in FY2018 and 17,167 veterans 
participated in the Boots to Business Initiative.  
Table 5. Office of Veterans Business Development Assistance, By Program,  
FY2014-FY2018 
Veterans 
Business 
Outreach 
Boots to Business 
FY 
Centers 
Initiative 
2018 
51,945 
17,167 
2017 
48,839 
17,320 
2016 
47,342 
17,966 
2015 
62,117 
14,457 
2014 
78,124 
14,684 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, p. 96, at https://www.sba.gov/document/report--congressional-budget-justification-annual-
performance-report. 
SCORE (Service Corps of Retired Executives) 
The SBA has partnered with various voluntary business and professional service organizations to 
provide management and technical assistance training to small businesses since the 1950s. On 
                                                 
73 SBA, “Veterans Business Outreach Centers,” at https://www.sba.gov/offices/headquarters/ovbd/resources/1548576. 
There were 14 VBOCs in 2015 and 20 in 2017. VBOC grants, starting at $180,000, “are made for up to a three-year 
period of performance, consisting of a base period of 12 months from the date of award and up to two renewal option 
periods of 12 months each. Exercise of the option periods will be solely at SBA’s discretion and is subject to 
continuing program authority, the availability of funds, and the recipient’s continued satisfactory performance and 
compliance.” Also, “funding per VBOC will vary based on proposed Boots to Business (B2B) program delivery and 
associated outreach.” See SBA, Office of Veterans Business Development, “FY 2015 Program Announcement No. 
VBOC-2015-02,” pp. 6-7, at https://www.sba.gov/offices/headquarters/ovbd/spotlight. In FY2013, the Veterans 
Business Outreach Centers Program conducted its ninth annual “Customer Satisfaction Survey.” The FY2013 survey 
found that 91% of the clients using the centers were satisfied or highly satisfied with the quality, relevance, and 
timeliness of the assistance provided. See SBA, FY2015 Congressional Budget Justification and FY2013 Annual 
Performance Report, p. 81, at https://www.sba.gov/sites/default/files/files/
FY%202015%20CBJ%20FY%202013%20APR%20FINAL%20508(1).pdf. 
74 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
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October 5, 1964, using authority under the Small Business Act to provide “technical and 
managerial aids to small business concerns” in cooperation with “educational and other nonprofit 
organizations, associations, and institutions,” then-SBA Administrator Eugene P. Foley officially 
launched SCORE (Service Corps of Retired Executives) as a national, volunteer organization 
with 2,000 members, uniting more than 50 independent nonprofit organizations into a single, 
national nonprofit organization.75 Since then, the SBA has provided financial assistance to 
SCORE to provide training to small business owners and prospective owners.76 
Over the years, Congress has authorized the SBA to take certain actions relating to SCORE. For 
example, P.L. 89-754, the Demonstration Cities and Metropolitan Development Act of 1966, 
authorized the SBA to permit members of nonprofit organizations use of the SBA’s office 
facilities and services. P.L. 90-104, the Small Business Act Amendments of 1967, added the 
authority to pay travel and subsistence expenses “incurred at the request of the Administration in 
connection with travel to a point more than fifty miles distant from the home of that individual in 
providing gratuitous services to small businessmen” or “in connection with attendance at 
meetings sponsored by the Administration.”77 P.L. 93-113, the Domestic Volunteer Service Act of 
1973, was the first statute to mention SCORE directly, providing the Director of ACTION 
authority to work with SCORE to “expand the application of their expertise beyond Small 
Business Administration clients.”78 P.L. 95-510, a bill to amend the Small Business Act, provided 
the SBA explicit statutory authorization to work with SCORE (Section 8(b)(1)(B)). P.L. 106-554, 
the Consolidated Appropriations Act, 2001 (Section 1(a)(9)—the Small Business Reauthorization 
Act of 2000) authorized SCORE to solicit cash and in-kind contributions from the private sector 
to be used to carry out its functions. 
The SBA currently provides grants to SCORE to provide in-person mentoring, online training, 
and “nearly 9,000 local training workshops annually” to small businesses.79 SCORE’s 320 
chapters and more than 800 branch offices are located throughout the United States and partner 
with more than 11,000 volunteer counselors, who are working or retired business owners, 
                                                 
75 P.L. 83-163, the Small Business Act of 1953; and U.S. Congress, Senate Select Committee on Small Business, Small 
Business Administration - 1965, 89th Cong., 1st sess., May 19, 1965 (Washington: GPO, 1965), pp. 21, 45; and SCORE 
(Service Corps of Retired Executives), “Milestones in SCORE History,” Washington, DC, at https://www.score.org/
node/147953. 
76 U.S. Congress, Senate Select Committee on Small Business and House Select Committee on Small Business, 1966 
Federal Handbook for Small Business: A Survey of Small Business Programs in the Federal Government Agencies, 
committee print, 89th Cong., 3rd sess., January 31, 1966 (Washington: GPO, 1966), p. 5; and U.S. Congress, House 
Committee on Small Business, Subcommittee on Rural Development, Entrepreneurship, and Trade, Subcommittee 
Hearing on Legislative Initiatives to Modernize SBA’s Entrepreneurial Development Programs, 111th Cong., 1st sess., 
April 2, 2009 (Washington: GPO, 2009), p. 6. 
77 U.S. Congress, Senate Select Committee on Small Business, Small Business Act, 90th Cong., 1st sess., November 22, 
1967 (Washington: GPO, 1967), pp. 13, 14. 
78 P.L. 93-113, the Domestic Volunteer Service Act of 1973, §302. Authority to Establish, Coordinate, and Operate 
Programs. ACTION was created on July 1, 1971, by President Richard M. Nixon (Reorganization Plan Number One 
and Executive Order 11603) to oversee several federal volunteer agencies, including the Peace Corps, VISTA 
(Volunteers in Service to America); and SCORE. P.L. 103-82, the National and Community Service Trust Act of 1993, 
directed that ACTION be merged with the Commission on National and Community Service to form the Corporation 
for National and Community Service, which became operational in 1994. See Corporation for National and Community 
Service, “National Service Timeline,” Washington, DC, at http://www.nationalservice.gov/about/role_impact/
history_timeline.asp. 
79 SBA, FY2013 Congressional Budget Justification and FY2011 Annual Performance Report, p. 45, at 
https://www.sba.gov/sites/default/files/files/1-
508%20Compliant%20FY%202013%20CBJ%20FY%202011%20APR(1).pdf. 
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executives and corporate leaders, to provide management and training assistance to small 
businesses “at no charge or at very low cost.”80 
As shown in Table 6, SCORE’s volunteer network of business professionals provided assistance 
to 686,208 clients in FY2018 (559,805 clients received technical assistance training services and 
126,403 client received counseling services). 
Table 6. SCORE Assistance, FY2014-FY2018 
# of Businesses 
# of Clients 
Created with 
Trained or 
SCORE 
FY 
Counseled 
Assistance 
2018 
686,208 
NA 
2017 
646,260 
54,506 
2016 
433,394 
54,027 
2015 
349,539 
39,495 
2014 
442,374 
NA 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, p. 91, at https://www.sba.gov/document/report--congressional-budget-justification-annual-
performance-report. 
Notes: The number of businesses created with SCORE assistance in FY2014 was determined using a different 
methodology than what was used for FY2015-FY2018. The data for FY2014 (628 new business starts) are 
omitted from the table because the data are not comparable to the FY2015-FY2018 data. 
Congress recommended that SCORE receive $8.0 million in FY2015, $10.5 million in FY2016 
and FY2017, $11.5 million in FY2018, and $11.7 million in FY2019 (see Table 1). The Trump 
Administration requested $9.9 million for the program in FY2018 and FY2019.81  
The SBA Office of Entrepreneurial Development includes SCORE in its multiyear time series 
study to assess its programs’ effectiveness. The 2014 survey was sent to 124,612 SCORE clients 
who had a valid email address and received at least one mentoring session in any form 
(telephone, online/email, in-person, or other form) during FY2013 (October 2012-September 
2013). The survey was initially distributed by email, and telephone calls were used as a follow-up 
to ensure at least 30 responses were received from each responding SCORE chapter. The survey 
was administered between October 2013 and December 2013.82 A total of 13,548 surveys (10.9% 
return rate) were completed either by email or telephone, representing 318 of SCORE’s then-330 
chapters.83 
The 2014 survey indicated that, of the SCORE clients  
                                                 
80 SCORE (Service Corps of Retired Executives), “About SCORE,” Washington, DC, at https://www.score.org/about-
score. 
81 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
82 SBA, Office of Entrepreneurial Development, “Correspondence with the author,” November 4, 2015. 
83 Ibid. 
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  60.9% reported that they strongly agreed (32.2%) or agreed (28.7%) with the 
following statement: SCORE is important to my success;84  
  44.8% reported that they strongly agreed (18.4%) or agreed (26.4%) with the 
following statement: As a result of working with SCORE, I have changed my 
business strategies or practices;85  
  32.6% reported that they strongly agreed (12.1%) or agreed (20.5%) with the 
following statement: Working with SCORE helped me add employees in the past 
year;86 and 
  51.8% reported that they strongly agreed (17.0%) or agreed (34.8%) with the 
following statement: Working with SCORE helped me grow my business 
revenue.87  
Legislation 
As mentioned earlier, P.L. 114-88 expanded SCORE’s role by authorizing the SBA to provide up 
to two years of additional financial assistance, on a competitive basis, to SBDCs, WBCs, 
SCORE, or any proposed consortium of such individuals or entities to assist small businesses 
located in a presidentially declared major disaster area.88 
In addition, H.R. 1774, introduced during the 115th Congress, would have required the SBA to use 
only authorized entrepreneurial development programs (SCORE, WBCs, SBDCs, etc.) to deliver 
specified entrepreneurial development services; modified SCORE program requirements with 
respect to the role of participating volunteers, program plans and goals, and reporting; and added 
language concerning the provision and reporting of online counseling by SCORE. Similar 
legislation was introduced during the 114th Congress (H.R. 207, H.R. 4788, and S. 1000).89 
Program for Investment in Micro-entrepreneurs (PRIME) 
P.L. 106-102, the Gramm-Leach-Bliley Act (of 1999) (Subtitle C—Microenterprise Technical 
Assistance and Capacity Building Program), amended P.L. 103-325, the Riegle Community 
Development and Regulatory Improvement Act of 1994, to authorize the SBA to “establish a 
microenterprise technical assistance and capacity building grant program.”90 The program was to 
“provide assistance from the Administration in the form of grants” to 
                                                 
84 Ibid. 23.8% reported that they were neutral in response to the following statement: SCORE is important to my 
success; 7.2% disagreed, and 8.1% strongly disagreed. 
85 Ibid. 20.9% reported that they were neutral in response to the following statement: As a result of working with 
SCORE, I have changed my business strategies or practices; 8.2% disagreed, 9.8% strongly disagreed, and 6.4% did 
not reply or indicated they don’t know. 
86 Ibid. 27.0% reported that they were neutral in response to the following statement: Working with SCORE helped me 
add employees in the past year; 17.4% disagreed, and 13.6% strongly disagreed. 
87 Ibid. 26.9% reported that they were neutral in response to the following statement: Working with SCORE helped me 
grow my business revenue; 10.1% disagreed, and 11.2% strongly disagreed. 
88 P.L. 114-88, §2101. The SBA administrator may make one extension of a grant, contract, or cooperative agreement 
under this paragraph for a period of not more than one year, upon a showing of good cause and need for the extension. 
89 The House-passed version of H.R. 2810, the National Defense Authorization Act for Fiscal Year 2018, included 
provisions similar to those concerning WBCs, SBDCs, and SCORE in H.R. 1774. These provisions were not included 
in the Senate-passed version of H.R. 2810 or in the bill’s final version (P.L. 115-91, the National Defense 
Authorization Act for Fiscal Year 2018). 
90 P.L. 106-102, the Gramm-Leach-Bliley Act, §173. Establishment of Program. 
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nonprofit  microenterprise  development  organizations  or  programs  (or  a  group  or 
collaborative thereof) that has a demonstrated record of delivering microenterprise services 
to  disadvantaged  entrepreneurs;  an  intermediary;  a  microenterprise  development 
organization or program that is accountable to a local community, working in conjunction 
with a state or local government or Indian tribe; or an Indian tribe acting on its own, if the 
Indian tribe can certify that no private organization or program referred to in this paragraph 
exists within its jurisdiction.”91 
The SBA was directed “to ensure that not less than 50% of the grants … are used to benefit very 
low-income persons, including those residing on Indian reservations.”92 It was also directed to 
(1) provide training and technical assistance to disadvantaged entrepreneurs; (2) provide 
training and capacity building services to microenterprise development organizations and 
programs and groups of such organizations to assist such organizations and programs in 
developing microenterprise training and services; (3) aid in researching and developing the 
best  practices  in  the  field  of  microenterprise  and  technical  assistance  programs  for 
disadvantaged  entrepreneurs;  and  (4)  for  such  other  activities  as  the  Administrator 
determines are consistent with the purposes of this subtitle.93 
The SBA’s PRIME program was designed to meet these legislative requirements by providing 
assistance to organizations that “help low-income entrepreneurs who lack sufficient training and 
education to gain access to capital to establish and expand their small businesses.”94 The program 
offers four types of grants:  
  Technical Assistance Grants support training and technical assistance to 
disadvantaged microentrepreneurs, 
  Capacity Building Grants support training and capacity building services to 
microenterprise development organizations and programs to assist them in 
developing microenterprise training and services,  
  Research and Development Grants support the development and sharing of best 
practices in the field of microenterprise development and technical assistance 
programs for disadvantaged microentrepreneurs, and  
  Discretionary Grants support other activities determined to be consistent with 
these purposes.95 
Grants are awarded on an annual basis. Applicants may be approved for option year funding for 
up to four subsequent years. Award amounts vary depending on the availability of funds. 
However, no single grantee may receive more than $250,000 or 10% of the total funds made 
available for the program in a single fiscal year, whichever is less. The minimum grant award for 
technical assistance and capacity building grants is $50,000. There is no minimum grant award 
amount for research and development or discretionary grants.96 The SBA typically awards at least 
75% of the grant funds for technical assistance, at least 15% for capacity building, and the 
remainder for research and development or discretionary activities.97 
                                                 
91 P.L. 106-102, §173. Establishment of Program and §175. Qualified Organizations. 
92 P.L. 106-102, §176. Allocation of Assistance; Subgrants. 
93 P.L. 106-102, §174. Uses of Assistance. 
94 SBA, “What is PRIME?” at https://www.sba.gov/offices/headquarters/oca/resources/11416. 
95 Ibid. 
96 Ibid. 
97 Ibid. For Technical Assistance and Capacity Building Grants, after the initial grant, funding for additional year(s) 
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Recipients must match 50% of the funding from nonfederal sources. Revenue from fees, grants, 
and gifts; income from loan sources; and in-kind resources from nonfederal public or private 
sources may be used to comply with the matching requirement.98 SBA regulations indicate that 
“applicants or grantees with severe constraints on available sources of matching funds may 
request that the Administrator or designee reduce or eliminate the matching requirements.”99 Any 
reductions or eliminations must not exceed 10% of the aggregate of all PRIME grant funds made 
available by SBA in any fiscal year.100 
Table 7 provides the number and amount of PRIME awards from FY2014 to FY2018.  
Table 7. PRIME Grant Funding, FY2014-FY2018 
($ in millions) 
FY 
# of Grants 
$ Awarded 
Range of Awards 
2018 
32 
$5.0 
$75,000 to 
$250,000 
2017 
34 
$5.0 
$55,000 to 
$250,000 
2016 
37 
$5.0 
$75,000 to 
$230,000 
2015 
39 
$5.0 
$35,000 to 
$200,000 
2014 
24 
$3.5 
$94,000 to 
$250,000 
Source: U.S. Small Business Administration, “SBA PRIME Grantees (by State), Fiscal Year 2014,” at 
https://www.sba.gov/sites/default/files/prime_grantees_2014.pdf; U.S. Small Business Administration, “SBA 
Awards $5 Mil ion in PRIME Grants,” September 18, 2015, at https://www.sba.gov/content/sba-awards-5-mil ion-
prime-grants; U.S. Small Business Administration, “SBA Awards $5 Mil ion in PRIME Grants,” September 16, 
2016, at https://www.sba.gov/content/sba-awards-5-mil ion-prime-grants-5; U.S. Small Business Administration, 
“SBA Awards $5 Mil ion in PRIME Grants to Help Emerging Micro-entrepreneurs Gain Access to Capital,” 
September 7, 2017, at https://www.sba.gov/about-sba/sba-newsroom/press-releases-media-advisories/sba-
awards-5-mil ion-prime-grants-help-emerging-micro-entrepreneurs-gain-access-capital; and U.S. Smal  Business 
Administration, “SBA Awards $5 Mil ion in PRIME Grants to Help Emerging Micro-entrepreneurs Gain Access to 
Capital,” September 28, 2018, at https://www.sba.gov/about-sba/sba-newsroom/press-releases-media-
advisories/sba-awards-5-mil ion-prime-grants-help-emerging-micro-entrepreneurs-gain-access-capital-0. 
Congress has recommended that the PRIME program receive $5.0 million in each fiscal year 
since FY2015 (see Table 1). 
As mentioned previously, the Obama Administration recommended in its FY2012-FY2017 
budget requests that funding for the PRIME program be eliminated. It argued that the PRIME 
                                                 
must be no more than 67% of the initial grant amount. For Research and Development and Discretionary Grants, after 
the initial grant, funding for additional year(s) will be approved at the SBA’s discretion. 
98 SBA, “Program for Investment in Microentrepreneurs Act (“PRIME”): Microenterprise and Technical Assistance 
Programs to Disadvantaged Entrepreneurs, Fiscal Year 2010,” June 2010, pp. 2, 8, at https://www.sba.gov/sites/default/
files/files/serv_fa_2010_primetrack123.pdf. 
99 13 C.F.R. §119.8. 
100 Ibid. 
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program overlaps and duplicates the SBA’s Microloan Technical Assistance Program.101 The 
Trump Administration requested that the program receive no funding in FY2018 and FY2019.102 
7(j) Management and Technical Assistance Program 
Using what it viewed as broad statutory powers granted under Section 8(a) of the Small Business 
Act of 1958, as amended, the SBA issued regulations in 1970 creating the 8(a) contracting 
program to “assist small concerns owned by disadvantaged persons to become self-sufficient, 
viable businesses capable of competing effectively in the market place.”103 Using its statutory 
authority under Section 7(j) of the Small Business Act to provide management and technical 
assistance through contracts, grants, and cooperative agreement to qualified service providers, the 
regulations specified that “the SBA may provide technical and management assistance to assist in 
the performance of the subcontracts.”104 
On October 24, 1978, P.L. 95-507, to amend the Small Business Act and the Small Business 
Investment Act of 1958, provided the SBA explicit statutory authority to extend financial, 
management, technical, and other services to socially and economically disadvantaged small 
businesses. The SBA’s current regulations indicate that the 7(j) Management and Technical 
Assistance Program, named after the section of the Small Business Act of 1958, as amended, 
authorizing the SBA to provide management and technical assistance training, will, “through its 
private sector service providers” deliver “a wide variety of management and technical assistance 
to eligible individuals or concerns to meet their specific needs, including: (a) counseling and 
training in the areas of financing, management, accounting, bookkeeping, marketing, and 
operation of small business concerns; and (b) the identification and development of new business 
opportunities.”105 Eligible individuals and businesses include “8(a) certified firms, small 
disadvantaged businesses, businesses operating in areas of high unemployment, or low income or 
firms owned by low income individuals.”106  
As shown on Table 8, the 7(j) program assisted 6,483 small business owners in FY2018.  
                                                 
101 SBA, FY2012 Congressional Budget Justification and FY2010 Annual Performance Report, p. 4, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/
FINAL%20FY%202012%20CBJ%20FY%202010%20APR_0.pdf; SBA, FY2013 Congressional Budget Justification 
and FY2011 Annual Performance Report, pp. 8, 15, at https://www.sba.gov/sites/default/files/files/1-
508%20Compliant%20FY%202013%20CBJ%20FY%202011%20APR(1).pdf; SBA, FY2014 Congressional Budget 
Justification and FY2012 Annual Performance Report, p. 22, 27, at https://www.sba.gov/sites/default/files/files/1-508-
Compliant-FY-2014-CBJ%20FY%202012%20APR.pdf; and SBA, FY2017 Congressional Budget Justification and 
FY2015 Annual Performance Report, p. 19, at https://www.sba.gov/sites/default/files/FY17-CBJ_FY15-APR.pdf.  
102 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
103 13 C.F.R. §124.8-1(b) (1970); and Notes, “Minority Enterprise, Federal Contracting, and the SBA’s 8(a) Program: 
A New Approach to an Old Problem,” Michigan Law Review, vol. 71, no. 2 (December 1972), pp. 377, 378. For further 
analysis of the Minority Small Business and Capital Ownership Development Program, also known as the 8(a) 
program, see CRS Report R44844, SBA’s “8(a) Program”: Overview, History, and Current Issues, by Robert Jay 
Dilger. 
104 13 C.F.R. §124.8-1(d) (1970). 
105 13 C.F.R. §124.702. 
106 SBA, FY2012 Congressional Budget Justification and FY2010 Annual Performance Report, p. 75, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/
FINAL%20FY%202012%20CBJ%20FY%202010%20APR_0.pdf. 
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Table 8. 7(j) Assistance, FY2014-FY2018 
# of Clients 
Trained or 
FY 
Counseled 
2018 
6,483 
2017 
4,100 
2016 
5,245 
2015 
5,360 
2014 
4,104 
Source: U.S. Small Business Administration, FY2020 Congressional Budget Justification and FY2018 Annual 
Performance Report, p. 76, at https://www.sba.gov/document/report--congressional-budget-justification-annual-
performance-report. 
Congress has recommended that the 7(j) program receive $2.8 million in each fiscal year since 
FY2015 (see Table 1). The Trump Administration requested $2.8 million for the program in 
FY2018 and FY2019.107 
Native American Outreach Program 
The SBA established the Office of Native American Affairs in 1994 to “address the unique needs 
of America’s First people.”108 It oversees the Native American Outreach Program, which provides 
management and technical educational assistance to American Indians, Alaska Natives, Native 
Hawaiians, and “the indigenous people of Guam and American Samoa … to promote entity-
owned and individual 8(a) certification, government contracting, entrepreneurial education, and 
capital access.”109 The program’s management and technical assistance services are available to 
members of these groups living in most areas of the nation.110 However, “for Native Americans 
living in much of Indian Country, actual reservations communities where the land is held in trust 
by the U.S. federal government, SBA loan guaranties and technical assistance services are not 
available.”111 
In FY2018, the SBA’s Office of Native American Affairs assisted 1,549 small businesses. It 
provided workshops on business development and financial literacy, training webinars, incubator 
training, and online classes for Native American entrepreneurs.112 
                                                 
107 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
108 U.S. Congress, House Committee on Small Business, Subcommittee on Workforce, Empowerment, and 
Government Programs, Oversight of the Small Business Administration’s Entrepreneurial Development Programs, 
109th Cong., 2nd sess., March 2, 2006, Serial No. 109-40 (Washington: GPO, 2006), pp. 5, 37. H.R. 2352, the Job 
Creation Through Entrepreneurship Act of 2009, would have provided statutory authorization for the Office of Native 
American Affairs. It was passed by the House on May 20, 2009. 
109 SBA, FY2011 Congressional Budget Justification and FY2009 Annual Performance Report, p. 65, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/Congressional_Budget_Justification.pdf. 
110 Ibid. 
111 Ibid. 
112 SBA, FY2020 Congressional Budget Justification and FY2018 Annual Performance Report, p. 101, at 
https://www.sba.gov/document/report--congressional-budget-justification-annual-performance-report. 
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Congress has recommended that the Native American Outreach Program receive $2.0 million in 
each fiscal year since FY2015 (see Table 1). The Trump Administration requested $1.5 million 
for the program in FY2018 and FY2019.113 
SBA Initiatives 
In addition to the Boots to Business initiative discussed under “Veterans Business Development 
Programs,” Congress has recommended appropriations for the following three Obama 
Administration management and training initiatives: the Entrepreneurial Development Initiative 
(Regional Innovation Clusters), Entrepreneurial Education, and Growth Accelerators. 
Entrepreneurial Development Initiative (Regional Innovation Clusters) 
The SBA has supported regional innovation clusters since FY2009, when it partnered with small 
business suppliers working in the field of robotics in Michigan. In FY2010, the SBA was 
involved in the rollouts of two additional clusters: another robotics cluster in southeast Virginia 
and a cluster involving a partnership with the Department of Energy and several other federal 
agencies with the goal of developing a regional cluster in energy efficiency homes and 
businesses.114 In FY2011, SBA awarded funds to 10 regional innovation clusters. In FY2012, 
these clusters “spurred $48 million in private capital raised through venture and angel capital 
sources, $6.5 million in early stage investment from SBIR [Small Business Innovation Research 
program] and STTR [Small Business Technology Transfer program] awards, and over $217 
million in contracts or subcontracts from the federal government.”115  
President Obama requested, and Congress recommended, an appropriation of $5.0 million for the 
SBA’s Entrepreneurial Development Initiative (Regional Innovation Clusters) in FY2014. 
Congress recommended that the program receive $6.0 million in FY2015, $6.0 million in 
FY2016, and $5.0 million in each fiscal year since FY2017 (see Table 1). The Trump 
Administration requested that the program receive no funds in FY2018 and in FY2019.116 
                                                 
113 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
114 SBA, FY2011 Congressional Budget Justification and FY2009 Annual Performance Report, p. 59, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/Congressional_Budget_Justification.pdf. 
115 SBA, FY2014 Congressional Budget Justification and FY2012 Annual Performance Report, p. 60, at 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF. The Small Business 
Innovation Research (SBIR) program is a competitive program that encourages domestic small businesses to engage in 
federal research and development that has the potential for commercialization. For additional information and analysis 
concerning the SBIR program, see CRS Report R43695, Small Business Innovation Research and Small Business 
Technology Transfer Programs, by John F. Sargent Jr. The Small Business Technology Transfer (STTR) program is a 
competitive program that reserves a specific percentage of federal research and development funding for awards to 
small business and nonprofit research institutions. For additional information and analysis concerning the STTR 
program, see CRS Report RL33527, Technology Transfer: Use of Federally Funded Research and Development, by 
Wendy H. Schacht. 
116 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
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The SBA reports that there are currently 56 federally supported regional innovation clusters, with 
the SBA directly involved in 40 of them.117 
The SBA describes regional innovation clusters as “on-the-ground collaborations between 
business, research, education, financing and government institutions that work to develop and 
grow a particular industry or related set of industries in a particular geographic region.”118 
Targeted activities for the 40 clusters currently being supported by the SBA include “business 
development, intellectual property matters, export and import development, finance, marketing, 
commercialization of new technology and federal and private-sector supply chain 
opportunities.”119 
Entrepreneurial Education 
The SBA started its Entrepreneurship Education initiative in 2008. At that time, it was called the 
Emerging 200 Underserved initiative (E200), reflecting the initiative’s provision of assistance to 
200 inner city small businesses. In FY2009, it was renamed the Emerging Leaders initiative to 
reflect the SBA’s decision to increase the number of small businesses participating in the 
initiative. It was renamed the Entrepreneurial Education initiative in FY2013, and it is funded 
under that name in appropriation acts, but the SBA, and others, often still call it the Emerging 
Leaders Initiative. The initiative currently  
offers high‐growth small businesses in underserved communities a seven‐month executive 
leader education series that elevates their growth trajectory, creates jobs, and contributes 
to the economic well‐being of their local communities. Participants receive more than 100 
hours of specialized training, technical resources, a professional networking system, and 
other  resources  to  strengthen  their  business  model  and  promote  economic  development 
within urban communities. At the conclusion of the training, participants produce a three‐
year strategic growth action plan with benchmarks and performance targets that help them 
access the necessary support and resources to move forward for the next stage of business 
growth.120 
The Entrepreneurial Education initiative was initially offered in 10 communities (Albuquerque, 
Atlanta, Baltimore, Boston, Chicago, Des Moines, Memphis, Milwaukee, New Orleans, and 
Philadelphia) and provided training to 200 inner city small businesses. The program was funded 
through the SBA’s Office of Entrepreneurship Education.121 Since the initiative’s inception, the 
SBA has requested separate appropriations to fund and expand the initiative. In FY2012, the 
                                                 
117 The SBA is the lead agency supporting 10 SBA Pilot Contract-Based clusters; partners with the Economic 
Development Agency, Employment and Training Agency, National Institute of Standards and Technology, and 
Department of Energy to support 10 Jobs Accelerator Advanced Manufacturing clusters; and partners with the 
Economic Development Agency and Employment and Training Agency to support 20 Jobs Accelerator Collaboration 
Clusters. See SBA, “SBA Supports 56 Federally Funded Cluster Initiatives,” at https://www.sba.gov/sba-clusters; and 
SBA, “56 Federally Supported Cluster Initiatives,” at https://www.google.com/url?q=https://www.sba.gov/sites/
default/files/SBA%2520Supports%252056%2520Federally%2520Funded%2520Cluster%2520Initiatives_1.pdf&sa=
U&ved=0CBMQFjAHahUKEwjinvOB9rXIAhULPD4KHZ_ODFA&client=internal-uds-cse&usg=
AFQjCNEcVUjShZkcIYqlUrIn7ma3IZBRQg. 
118 SBA, FY2016 Congressional Budget Justification and FY2014 Annual Performance Report, p. 63, at 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF.  
119 Ibid., p. 64.  
120 SBA, FY2014 Congressional Budget Justification and FY2012 Annual Performance Report, p.71, at 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF. 
121 SBA, FY2010 Congressional Budget Justification, p.67, at https://www.sba.gov/sites/default/files/aboutsbaarticle/
Congressional_Budget_Justification_2010.pdf. 
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initiative offered training in 27 communities, with more than 450 small businesses 
participating.122 
The Obama Administration requested $40.0 million in its FY2014 budget request to sponsor 
entrepreneur training in 40 locations and to create an online entrepreneurship training program.123 
Congress included the Entrepreneurship Education initiative in its list of SBA entrepreneurial 
development/noncredit programs to be funded in FY2014. This was the first time that the 
initiative was included in the list. In the explanatory statement accompanying the Consolidated 
Appropriations Act, 2014, Congress recommended that the initiative receive $5.0 million in 
FY2014.124 Congress recommended that the program receive $7.0 million in FY2015, $10.0 
million in FY2016 and FY2017, $6.0 million in FY2018, and $3.5 million in FY2019 (see Table 
1). The Trump Administration requested $2.0 million for the program in FY2018 and FY2019.125 
The Entrepreneurship Education initiative was offered in 60 cities in FY2018 and served more 
than 800 small business owners.126 These owners are required to have been in business for at least 
three years, have annual revenue of at least $400,000, and have at least one employee, other than 
the owner, to participate in the initiative. There is no cost to the participants.127  
Growth Accelerators 
The SBA describes growth accelerators as “organizations that help entrepreneurs start and scale 
their businesses.”128 Growth accelerators are typically run by experienced entrepreneurs and help 
small businesses access seed capital and mentors. The SBA claims that growth accelerators “help 
accelerate a startup company’s path towards success with targeted advice on revenue growth, job, 
and sourcing outside funding.”129  
In FY2012, the SBA sponsored several meetings with university officials and faculty, 
entrepreneurs, and representatives of growth accelerators to discuss mentoring and how to best 
assist “high-growth” entrepreneurs. These meetings “culminated with a White House event co‐
hosted by the SBA and the Department of Commerce to help formalize the network of 
universities and accelerators, provide a series of ‘train the trainers’ events on various government 
                                                 
122 SBA, FY2014 Congressional Budget Justification and FY2012 Annual Performance Report, p. 71, at 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF. 
123 Ibid., p. 10. 
124 Recommended funding levels for the SBA’s noncredit programs in FY2014 are provided in the “Explanatory 
Statement” accompanying the Consolidated Appropriations Act, 2014 (Division E - Financial Services and General 
Government Appropriations Act, 2014), pp. 37-39, at http://docs.house.gov/billsthisweek/20140113/113-HR3547-
JSOM-D-F.pdf. 
125 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
126 SBA, FY2020 Congressional Budget Justification and FY2018 Annual Performance Report, p. 94, at 
https://www.sba.gov/document/report--congressional-budget-justification-annual-performance-report. 
127 SBA, “SBA Emerging Leaders Initiative,” at https://www.sba.gov/about-sba/sba_initiatives/
sba_emerging_leaders_initiative. 
128 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 75, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf. 
129 Ibid. 
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programs that benefit high‐growth entrepreneurs, and provide a playbook of best practices on 
engaging universities on innovation and entrepreneurship.”130  
In FY2014, the Obama Administration requested $5.0 million, and Congress recommended an 
appropriation of $2.5 million, for the growth accelerator initiative. The Obama Administration 
proposed to use the funding to provide matching grants to universities and private sector 
accelerators “to start a new accelerator program (based on successful models) or scale an existing 
program.”131 The Obama Administration also indicated that it planned to request funding for five 
years ($25 million in total funding) and feature a required 4:1 private-sector match.132 However, 
because it received half of its budget request ($2.5 million), the SBA decided to reconsider the 
program’s requirements. As part of that reconsideration, the SBA decided to drop the 4:1 private-
sector match in an effort to enable the program to have a larger effect.133  
The SBA announced the availability of 50 growth accelerator grants of $50,000 each on May 12, 
2014, and received more than 800 applications by the August 2, 2014, deadline. The 50 awards 
were announced in September 2014.134  
Congress recommended that the program receive $4.0 million in FY2015, $1.0 million in 
FY2016, FY2017, and FY2018, and $2 million in FY2019 (see Table 1). Congress also directed 
the SBA in its explanatory statements accompanying P.L. 113-235 and P.L. 114-113 to “require $4 
of matching funds for every $1 awarded under the growth accelerators program.”135 The Trump 
Administration requested that the program receive no funding in FY2018 and FY2019.136 
The SBA announced the award of 80 growth accelerator grants of $50,000 each on August 4, 
2015 ($4.0 million), 68 growth accelerator grants of $50,000 each on August 31, 2016 ($3.4 
million), and 20 growth accelerator grants of $50,000 each on October 30, 2017 ($1 million).137  
                                                 
130 SBA, FY2014 Congressional Budget Justification and FY2012 Annual Performance Report, p. 60, at 
https://www.sba.gov/sites/default/files/1-FY%202016%20CBJ%20FY%202014%20APR.PDF. 
131 Ibid. 
132 Ibid. 
133 SBA, Office of Congressional and Legislative Affairs, “Correspondence with the author,” May 6, 2014.  
134 SBA, “SBA Launches Accelerator Competition to Award $2.5 million for Small Business Startups,” May 12, 2014, 
at https://www.sba.gov/content/sba-launches-accelerator-competition-award-25-million-small-business-startups-0; 
SBA, “More than 800 Small Business Startups Compete for 50 Cash Prizes in SBA’s Growth Accelerator 
Competition,” August 4, 2014, at https://www.sba.gov/content/more-800-small-business-startups-compete-50-cash-
prizes-sbas-growth-accelerator-competition; and SBA, “SBA Spurs Economic Growth, Announces 50 Awards to 
Accelerators,” September 4, 2014, at https://www.sba.gov/content/sba-spurs-economic-growth-announces-50-awards-
accelerators. 
135 Rep. Harold Rogers, “Explanatory Statement Submitted by Mr. Rogers of Kentucky, Chairman of the House 
Committee on Appropriations Regarding the House Amendment to the Senate Amendment on H.R. 83,” Congressional 
Record, vol. 160, part 151 (December 11, 2014), p. H9741; and Rep. Harold Rogers, “Explanatory Statement 
Submitted By Mr. Rogers of Kentucky, Chairman of the House Committee on Appropriations Regarding House 
Amendment No. 1 to the Senate Amendment on H.R. 2029 Consolidated Appropriations Act,” Congressional Record, 
vol. 161, no. 184-Book II (December 17, 2015), p. H10140. 
136 SBA, FY2018 Congressional Budget Justification and FY2016 Annual Performance Report, p. 12, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf; and SBA, 
FY2019 Congressional Budget Justification and FY2017 Annual Performance Report, p. 13, at 
https://www.sba.gov/sites/default/files/aboutsbaarticle/SBA_FY_2019_CBJ_APR_2_12_post.pdf. 
137 SBA, “SBA Boosts Economic Impact of Accelerators with $4.4 Million in Prizes,” August 4, 2015, at 
https://www.sba.gov/content/sba-boosts-economic-impact-accelerators-44-million-prizes-0; SBA, “SBA Announces 
$3.4 Million for Small Business Startups,” August 31, 2016, at https://www.sba.gov/content/sba-announces-34-million-
small-business-startups; and SBA, “SBA Announces 20 Growth Accelerator Fund Competition Recipients,” October 
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The SBA did not issue a competitive announcement for Growth Accelerator awards in FY2018. 
The SBA plans to make Growth Accelerator awards in FY2019 using both the FY2018 and 
FY2019 funding amounts.138     
Department of Commerce Small Business 
Management and Technical Assistance 
Training Programs 
As mentioned previously, the Department of Commerce’s Minority Business Development 
Agency (MBDA) provides training to minority business owners to assist them in obtaining 
contracts and financial awards.139 In addition, the Department of Commerce’s Economic 
Development Administration’s Local Technical Assistance Program promotes efforts to build and 
expand local organizational capacity in distressed areas. As part of that effort, it funds projects 
that focus on technical or market feasibility studies of economic development projects or 
programs, which often include consultation with small businesses.140 
The Minority Business Development Agency 
The MBDA was established by President Richard M. Nixon by Executive Order 11625, issued on 
October 13, 1971, and published in the Federal Register the next day. It clarified the authority of 
the Secretary of Commerce to 
  implement federal policy in support of the minority business enterprise program, 
  provide additional technical and management assistance to disadvantaged 
businesses, 
  assist in demonstration projects, and 
  coordinate the participation of all federal departments and agencies in an 
increased minority enterprise effort.141 
The MBDA received an appropriation of $30.0 million in FY2015, $32.0 million in FY2016, 
$34.0 million in FY2017, $39.0 million in FY2018, and $40 million in FY2019.142 The Trump 
Administration requested $6.0 million to close the agency in FY2018 and a reduction to $10.0 
million in FY2019.143 
                                                 
30, 2017, at https://www.sba.gov/node/1594788. 
138 SBA, Office of Congressional and Legislative Affairs, “Correspondence with the author,” March 20, 2019. 
139 U.S. Department of Commerce, MBDA, “Annual Performance Report, Fiscal Year 2011; America: Built to Last,” p. 
76, at https://www.mbda.gov/sites/mbda.gov/files/apr2011.pdf. 
140 13 C.F.R. §306. 
141 The Executive Office of the President, “Executive Order 11625,” 36 Federal Register 11625, October 14, 1971; and 
3 C.F.R., 1971-1975 Comp. 9. 616. The MBDA superseded the Office of Minority Business Enterprise, which was 
established by Executive Order 11458 signed by President Richard Nixon on March 5, 1969. 
142 P.L. 113-235; P.L. 114-113, P.L. 115-31; P.L. 115-56, P.L. 115-141; and P.L. 116-6. 
143 U.S. Office of Management and Budget (OMB), “Appendix: Budget of the U.S. Government, Fiscal Year 2018,” p. 
190, at https://www.whitehouse.gov/sites/whitehouse.gov/files/omb/budget/fy2018/appendix.pdf; and OMB, 
“Appendix: Budget of the U.S. Government, Fiscal Year 2019,” p. 189, at https://www.gpo.gov/fdsys/pkg/BUDGET-
2019-APP/pdf/BUDGET-2019-APP.pdf. 
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As part of its mission, the MBDA seeks to train minority business owners to become first- or 
second-tier suppliers to private corporations and the federal government. Progress is measured in 
the business’s increased gross receipts, number of employees, and size and scale of the firms 
associated with minority business enterprises. 
The MBDA reported that in FY2015 it helped to create and retain 36,896 jobs and assisted 
minority-owned and operated businesses in obtaining more than $5.9 billion in contracts and 
capital awards.144 
The EDA Local Technical Assistance Program 
P.L. 89-186, the Public Works and Economic Development Act of 1965, authorized the 
Department of Commerce’s Economic Development Administration (EDA) to provide financial 
assistance to economically distressed areas in the United States that are characterized by high 
levels of unemployment and low per-capita income. The EDA currently administers seven 
Economic Development Assistance Programs (EDAPs) that award matching grants for public 
works, economic adjustment, planning, technical assistance, research and evaluation, trade 
adjustment assistance, and global climate change mitigation.145  
Grants awarded under the EDA’s Local Technical Assistance Program are designed to help solve 
specific economic development problems, respond to development opportunities, and build and 
expand local organizational capacity in distressed areas.146 The majority of local technical 
assistance projects focus on technical or market feasibility studies of economic development 
projects or programs, including consultation with small businesses. The EDA’s Local Technical 
Assistance Program received an appropriation of $11.0 million in FY2015, $10.5 million in 
FY2016, $9.0 million in FY2017, and $9.5 million in FY2018 and FY2019.147 The Trump 
                                                 
144 U.S. Department of Commerce, MBDA, “Annual Performance Report, Fiscal Year 2015,” pp. 1, 2, at 
https://www.mbda.gov/sites/mbda.gov/files/migrated/files-attachments/2015AnnualPerformanceReport.pdf. 
145 In addition, since 1970, Congress has periodically allocated supplemental funds for the Economic Development 
Administration (EDA) to assist with disaster mitigation and economic recovery. Also, EDA grant applicants must be 
designated by EDA as part of an EDD—a multijurisdictional consortium of county and local governments—to be 
eligible for EDA funding and grants. To be designated as an EDD, an area must meet the definition of economic 
distress, under 13 C.F.R. 303.3: “(i) An unemployment rate that is, for the most recent twenty-four (24) month period 
for which data are available, at least one (1) percentage point greater than the national average unemployment rate; (ii) 
Per capita income that is, for the most recent period for which data are available, eighty (80) percent or less of the 
national average per capita income; or (iii) A Special Need, as determined by Economic Development Administration 
(EDA).”  
146 13 C.F.R. §306. 
147 Rep. Harold Rogers, “Explanatory Statement Submitted by Mr. Rogers of Kentucky, Chairman of the House 
Committee on Appropriations Regarding the House Amendment to the Senate Amendment on H.R. 83,” Congressional 
Record, vol. 160, part 151 (December 11, 2014), p. H9342; Rep. Harold Rogers, “Explanatory Statement Submitted By 
Mr. Rogers of Kentucky, Chairman of the House Committee on Appropriations Regarding House Amendment No. 1 to 
the Senate Amendment on H.R. 2029 Consolidated Appropriations Act,” Congressional Record, vol. 161, no. 184-
Book II (December 17, 2015), p. H9732; Rep. Rodney Frelinghuysen, “Explanatory Statement Submitted By Mr. 
Frelinghuysen of New Jersey, Chairman of the House Committee on Appropriations Regarding the House Amendment 
to the Senate Amendments on H.R. 244 [the Consolidated Appropriations Act, 2017],” Congressional Record, vol. 163, 
no. 76-Book II (May 3, 2017), p. H3365; “Explanatory Statement Submitted by Mr. Frelinghuysen, Chairman of the 
House Committee on Appropriations Regarding the House Amendment to the Senate Amendments on H.R. 1625 [the 
Consolidated Appropriations Act, 2018] (Division B – Commerce, Justice, Science, and Related Agencies 
Appropriations Act, 2018),” p. 2, at http://docs.house.gov/billsthisweek/20180319/DIV%20B%20CJS%20SOM-
%20FY18-OMNI.OCR.pdf; and H.Rept. 116-9, conference report to accompany the Consolidated Appropriations Act, 
2019. 
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Administration requested $30.0 million to close the EDA in FY2018 and $14.9 million to close it 
in FY2019.148 
Congressional Issues 
For many years, a recurring theme at congressional hearings concerning the SBA’s management 
and technical assistance training programs has been the perceived need to improve program 
efficiency by eliminating duplication of services or increasing cooperation and coordination both 
within and among SCORE, WBCs, and SBDCs.149 For example, the House Committee on Small 
Business has argued that the SBA’s various management and technical assistance training 
programs should be “folded into the mission of the SBDC program or their responsibilities should 
be taken over by other agencies” because they “overlap each other and duplicate the educational 
services provided by other agencies.”150  
In addition, as mentioned previously, the Obama Administration recommended that the PRIME 
program be eliminated, arguing that it overlaps and duplicates the SBA’s Microloan Technical 
Assistance Program. The Trump Administration has also recommended that the PRIME program, 
the Growth Accelerators Initiative, and the Entrepreneurial Development Initiative (Regional 
Innovation Clusters) be eliminated because they overlap private-sector “mechanisms to foster 
local business development and investment” or are “duplicative of other federal programs.”151 
In contrast, Congress has approved continued funding for these programs and the Boots to 
Business and Boots to Business: Reboot initiatives. In recent years, Congress has also explored 
                                                 
148 OMB, “Appendix: Budget of the U.S. Government, Fiscal Year 2018,” pp. 181-183, at https://www.govinfo.gov/
content/pkg/BUDGET-2018-APP/pdf/BUDGET-2018-APP.pdf; and OMB, “Appendix: Budget of the U.S. 
Government, Fiscal Year 2019,” pp. 182, 183, at https://www.gpo.gov/fdsys/pkg/BUDGET-2019-APP/pdf/BUDGET-
2019-APP-1-6.pdf. 
149 U.S. Congress, House Committee on Small Business, Full Committee Markup of H.R. 2352 The Job Creation 
Through Entrepreneurship Act of 2009, 111th Cong., 1st sess., May 13, 2009, Doc. No. 111-022 (Washington: GPO, 
2009), pp. 2, 14; U.S. Congress, Senate Committee on Small Business, SBA’s Management and Assistance Programs, 
Roundtable before the Committee on Small Business United States Senate, 106th Cong., 1st sess., May 20, 1999, S. Hrg. 
106-337 (Washington: GPO, 1999), pp. 69, 74, 82, 92; U.S. Congress, House Committee on Small Business, To 
Investigate the Legislation That Would Increase the Extent and Scope of the Services Provided By Small Business 
Development Centers, 107th Cong., 1st sess., July 19, 2001, Serial No. 107-20 (Washington: GPO, 2001), pp. 13, 59, 60; 
and U.S. Congress, Senate Committee on Small Business, Oversight on the Small Business Administration’s Small 
Business Development Center Program, 100th Cong., 1st sess., October 15, 1987, S. Hrg. 100-339 (Washington: GPO, 
1987), pp. 6, 165, 168, 230. 
150 U.S. Congress, House Committee on Small Business, “Views and Estimates of the Committee on Small Business on 
Matters to be set forth in the Concurrent Resolution on the Budget for FY2014,” communication to the Chairman, 
House Committee on the Budget, 113th Cong., 1st sess., February 27, 2013, at http://smallbusiness.house.gov/
uploadedfiles/revised_2014_views_and_estimates_document.pdf. Previously, the House Committee on Small Business 
had recommended that funding for Women Business Centers, PRIME technical assistance, HUBZone outreach, and the 
Offices of Native American Affairs and International Trade be eliminated; and funding for 7(j) technical assistance, 
Microloan technical assistance, and the National Women’s Business Council be reduced. See U.S. Congress, House 
Committee on Small Business, “Views and Estimates of the Committee on Small Business on Matters to be set forth in 
the Concurrent Resolution on the Budget for FY2013,” communication to the Chairman, House Committee on the 
Budget, 112th Cong., 2nd sess., March 7, 2012, at http://smallbusiness.house.gov/uploadedfiles/
views_and_estimates_fy_2013.pdf.  
151 OMB, “America First: A Budget Blueprint to Make America Great Again: Small Business Administration,” p. 47, at 
https://www.whitehouse.gov/sites/whitehouse.gov/files/omb/budget/fy2018/2018_blueprint.pdf; and SBA, FY2018 
Congressional Budget Justification and FY2016 Annual Performance Report, p. 58, at https://www.sba.gov/sites/
default/files/aboutsbaarticle/FINAL_SBA_FY_2018_CBJ_May_22_2017c.pdf. 
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ways to improve the SBA’s measurement of its management and training programs’ 
effectiveness. 
Program Administration 
In 2007, the U.S. Government Accountability Office (GAO) was asked to assess the SBA’s 
oversight of WBCs and the coordination and duplication of services among the SBA’s 
management and technical training assistance programs. GAO found that 
As described in the terms of the SBA award, WBCs are required to coordinate with local 
SBDCs and SCORE chapters. In addition, SBA officials told us that they expected district 
offices to ensure that the programs did not duplicate each other. However, based on our 
review, WBCs lacked guidance and information from SBA on how to successfully carry 
out their coordination efforts. Most of the WBCs that we spoke with explained that in some 
situations they referred clients to an SBDC or SCORE counselor, and some WBCs also 
took steps to more actively coordinate with local SBDCs and SCORE chapters to avoid 
duplication and leverage resources. We learned that WBCs used a variety of approaches to 
facilitate  coordination,  such  as  memorandums  of  understanding,  information-sharing 
meetings, and co-locating staff and services. However, some WBCs told us that they faced 
challenges in coordinating services with SBDC and SCORE, in part because the programs 
have similar performance measures, and this could result in competition among the service 
providers  in  some  locations.  We  also  found  that  on  some  occasions  SBA  encouraged 
WBCs to provide services that were similar to services already provided by SBDCs in their 
district.  Such  challenges  thwart  coordination  efforts  and  could  increase  the  risk  of 
duplication in some geographic areas.152 
Some organizations have argued that the SBA’s management and technical assistance training 
programs should be merged. For example, the U.S. Women’s Chamber of Commerce argued that 
over  the  last  50  years,  the  SBA  entrepreneurial  development  system  has  grown  into  a 
fragmented array of programs, which has resulted in a disorganized, overlapping, and [in] 
efficient delivery of service through a system that is ill-prepared to effectively address the 
challenges of our economy…. 
if we are to serve the needs of American entrepreneurs, we must commit to a top to bottom 
restructuring  of  the  delivery  of  the  entrepreneurial  services  of  the  SBA.  The  myriad  of 
entrepreneurial  development  programs  should  be  unified  into  one  centrally  managed 
organization that has the flexibility to provide services when and where they are needed.153  
These organizations argue that merging the SBA’s management and technical assistance training 
programs would provide greater coordination of services and “one clear channel for assistance” 
that “is paramount to the average business owner seeking help.”154 Advocates of merging the 
SBA’s management and technical assistance training programs often mention merging them into 
the SBDC Program because, in their view, it has the advantage of having a broader connection to 
                                                 
152 U.S. Government Accountability Office, Small Business Administration: Opportunities Exist to Improve Oversight 
of Women’s Business Centers and Coordination among SBA’s Business Assistance Programs, GAO-08-49, November 
2007, pp. 6, 24-31, at http://www.gao.gov/new.items/d0849.pdf. 
153 U.S. Congress, House Committee on Small Business, Full Committee Hearing on the State of the SBA’s 
Entrepreneurial Development Programs and Their Role in Promoting an Economic Recovery, 111th Cong., 1st sess., 
February 11, 2009, Small Business Comm. Doc. No. 111-005 (Washington: GPO, 2009), p. 4. 
154 U.S. Congress, House Committee on Small Business, Subcommittee on Rural Development, Entrepreneurship, and 
Trade, Subcommittee Hearing on Legislative Initiatives to Modernize SBA’s Entrepreneurial Development Programs, 
111th Cong., 1st sess., April 2, 2009 (Washington: GPO, 2009), p. 29. 
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mainstream resources and its locations are “greater and more diverse” than other SBA 
management and technical assistance training programs.155 
Others argue that providing separate management and training assistance programs for specific 
groups is the best means to ensure that those groups’ unique challenges are recognized and their 
unique needs are met.156 For example, when asked at a congressional hearing about the rationale 
for having separate management and technical assistance training programs for specific groups, a 
representative of the Association of Women’s Business Centers stated, 
I think that there is tremendous rationale for having different programs…. The women’s 
business  center  programs  really  target  a  very  different  kind  of  population  than  the 
SBDCs.… We serve very different clientele…. We create a very different culture at the 
women’s business center. We really have made it a welcoming place where … they feel 
comfortable.… And it’s very important to me that the woman have a place where they feel 
comfortable … and where they see other women like themselves who are aspiring to reach 
their dreams.157 
At another congressional hearing, the Association of Women’s Business Centers’ executive 
director argued that “the new three-year funding arrangement” for WBCs had enabled them to 
“concentrate on better serving their clients and growing their programs” and that WBCs should be 
provided continued and expanded funding because they provide effective services: 
We  know  that  when  our  program  performance  is  measured  against  any  other  enterprise 
assistance program, we will meet or exceed any performance measures. Indeed, the SBA’s 
own client-based performance reviews have shown our clients to be just as satisfied or in 
some  cases  more  satisfied  with  the  services  they  have  received  compared  to  the  SBA’s 
other entrepreneurial development efforts.158  
Instead of merging programs, some argue that improved communication among the SBA’s 
management and technical assistance training resource partners and enhanced SBA program 
oversight is needed. For example, during the 111th Congress, the House passed H.R. 2352, the Job 
Creation Through Entrepreneurship Act of 2009, on May 20, 2009, by a vote of 406-15. The 
Senate did not take action on the bill. In its committee report accompanying the bill, the House 
Committee on Small Business concluded that  
Each  ED  [Entrepreneurial  Development]  program  has  a  unique  mandate  and  service 
delivery approach that is customized to its particular clients. However, as a network, the 
programs  have  established  local  connections  and  resources  that  benefit  entrepreneurs 
within a region. Enhanced coordination among this network is critical to make the most of 
scarce resources available for small firms. It can also ensure that best practices are shared 
amongst providers that have similar goals but work within different contexts.159 
                                                 
155 U.S. Congress, House Committee on Small Business, Full Committee Hearing on the State of the SBA’s 
Entrepreneurial Development Programs and Their Role in Promoting an Economic Recovery, 111th Cong., 1st sess., 
February 11, 2009, Small Business Committee Doc. No. 111-005 (Washington: GPO, 2009), p. 26. 
156 Ibid., pp. 15, 17, 26, 29, 58-65, 72; and U.S. Congress, House Committee on Small Business, Women’s Business 
Ownership Act of 1988, report to accompany H.R. 5050, 100th Cong., 2nd sess., September 22, 1988, H.Rept. 100-955 
(Washington: GPO, 1988), pp. 9, 10, 13, 14. 
157 U.S. Congress, House Committee on Small Business, Full Committee Legislative Hearing on Energy, Veterans 
Entrepreneurship, and the SBA’s Entrepreneurial Development Programs, 110th Cong., 1st sess., May 16, 2007, Serial 
Number 110-22 (Washington: GPO, 2007), p. 20. 
158 U.S. Congress, House Committee on Small Business, Full Committee Hearing on the State of the SBA’s 
Entrepreneurial Development Programs and Their Role in Promoting an Economic Recovery, 111th Cong., 1st sess., 
February 11, 2009, Small Business Committee Doc. No. 111-005 (Washington: GPO, 2009), pp. 45, 47. 
159 U.S. Congress, House Committee on Small Business, Job Creation Through Entrepreneurship Act of 2009, report to 
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In an effort to enhance the oversight and coordination of the SBA’s management and technical 
assistance training programs, the Job Creation Through Entrepreneurship Act of 2009 would have 
required the SBA to 
  create a new online, multilingual distance training and education program that 
was fully integrated into the SBA’s existing management and technical assistance 
training programs and “allows entrepreneurs and small business owners the 
opportunity to exchange technical assistance through the sharing of 
information.”160 
  coordinate its management and technical assistance training programs “with State 
and local economic development agencies and other federal agencies as 
appropriate.”161 
  “report annually to Congress, in consultation with other federal departments and 
agencies as appropriate, on opportunities to foster coordination, limit duplication, 
and improve program delivery for federal entrepreneurial development 
activities.”162 
During the 112th Congress, S. 3442, the SUCCESS Act of 2012, and S. 3572, the Restoring Tax 
and Regulatory Certainty to Small Businesses Act of 2012, sought to address the coordination 
issue by requiring the SBA, in consultation with other federal departments and agencies, to 
submit an annual report to Congress “describing opportunities to foster coordination of, limit 
duplication among, and improve program delivery for federal entrepreneurial development 
programs.”163 The SUCCESS Act of 2012 was referred to the Senate Committee on Small 
Business and Entrepreneurship, which held hearings on the bill.164 The Restoring Tax and 
Regulatory Certainty to Small Businesses Act of 2012 was referred to the Senate Committee on 
Finance. 
There has also been some discussion of merging SBA’s small business management and training 
programs with business management and training programs offered by other federal agencies, 
both as a means to improve program performance and to achieve savings. For example, P.L. 111-
139, Increasing the Statutory Limit on the Public Debt, requires GAO to “conduct routine 
investigations to identify programs, agencies, offices, and initiatives with duplicative goals and 
activities within Departments and governmentwide and report annually to Congress on the 
findings.”165 GAO identified 51 programmatic areas in its 2012 annual report on federal 
duplication “where programs may be able to achieve greater efficiencies or become more 
effective in providing government services.”166 GAO identified management and training 
                                                 
accompany H.R. 2352, 111th Cong., 1st sess., May 15, 2009, H.Rept. 111-112 (Washington: GPO, 2009), pp. 17, 18. 
160 H.R. 2352, the Job Creation Through Entrepreneurship Act of 2009, §201. Educating Entrepreneurs Through 
Technology; and H.R. 2352, §601. Expanding Entrepreneurship. 
161 H.R. 2352, §601. Expanding Entrepreneurship. 
162 Ibid. 
163 S. 3442, the SUCCESS Act of 2012, §411. Expanding Entrepreneurship; and S. 3572, the Restoring Tax and 
Regulatory Certainty to Small Businesses Act of 2012, §411. Expanding Entrepreneurship. 
164 U.S. Senate, Committee on Small Business and Entrepreneurship, “Creating Jobs and Growing the Economy: 
Legislative Proposals to Strengthen the Entrepreneurial Ecosystem,” November 29, 2012, at 
http://www.sbc.senate.gov/public/index.cfm?p=Hearings. 
165 P.L. 111-139, Increasing the statutory limit on the public debt, §21. Identification, Consolidation, and Elimination of 
Duplicative Government Programs. 
166 U.S. Government Accountability Office, 2012 Annual Report: Opportunities to Reduce Duplication, Overlap and 
Fragmentation, Achieve Savings, and Enhance Results, GAO-12-342SP, February 28, 2012, p. 1, http://www.gao.gov/
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assistance provided to businesses by the SBA and the Departments of Commerce, Housing and 
Urban Development, and Agriculture as one of these areas.167 GAO identified 53 business 
management and technical assistance programs sponsored by the SBA and these three 
departments. GAO reported that “the number of programs that support entrepreneurs—53—and 
the overlap among these programs raise questions about whether a fragmented system is the most 
effective way to support entrepreneurs. By exploring alternatives, agencies may be able to 
determine whether there are more efficient ways to continue to serve the unique needs of 
entrepreneurs, including consolidating various programs.”168  
As mentioned previously, the House Committee on Small Business has argued that “given tight 
budgetary constraints” the SBA’s various management and technical assistance training programs 
“should be folded into the mission of the SBDC program or their responsibilities should be taken 
over by other agencies.”169 The House Committee on Small Business has also indicated its 
opposition to the Obama Administration’s increased use of, and requests for increased funding 
for, management and training initiatives. For example, Representative Sam Graves, then-chair of 
the House Committee on Small Business, indicated in his opening remarks at a congressional 
hearing in April 2014 that  
Despite reports that the  federal government is riddled  with redundant [management and 
training]  programs  for  entrepreneurs,  the  SBA  has  increasingly  spawned  its  own 
entrepreneurial  development  initiatives.  In  doing  so,  the  SBA  has  repeatedly  requested 
increased funding for its own initiatives while allowing funding for statutorily authorized 
programs, such as SBDCs, to remain static.… I continue to question the necessity of these 
initiatives given the potential overlap with both private and public sector efforts already in 
existence.170  
In addition, as mentioned previously, H.R. 1774 would, among other provisions, require the SBA 
to only use authorized entrepreneurial development programs (SCORE, WBCs, SBDCs, etc.) to 
deliver specified entrepreneurial development services. 
Program Evaluation 
GAO noted in its 2007 assessment of the SBA’s management and technical assistance training 
programs that, in addition to its annual survey of WBC, SBDC, and SCORE participants, the 
SBA requires WBCs to provide quarterly performance reports that include “the WBCs’ actual 
accomplishments, compared with their performance goals for the reporting period; actual budget 
expenditures, compared with an estimated budget; cost of client fees; success stories; and names 
of WBC personnel and board members.”171 GAO also noted that WBCs are also required to issue 
                                                 
assets/590/588818.pdf. 
167 Ibid., pp. 52-61. 
168 Ibid., p. 55. 
169 U.S. Congress, House Committee on Small Business, “Views and Estimates of the Committee on Small Business on 
Matters to be set forth in the Concurrent Resolution on the Budget for FY2014,” communication to the Chairman, 
House Committee on the Budget, 113th Cong., 1st sess., February 27, 2013, at http://smallbusiness.house.gov/
uploadedfiles/revised_2014_views_and_estimates_document.pdf. 
170 Rep. Sam Graves, “Opening Statement of Chairman Sam Graves, Committee on Small Business Hearing: ‘SBA-
created Initiatives: Necessary or Redundant Spending,” April 30, 214, at http://smallbusiness.house.gov/uploadedfiles/
opening_statement-press_4-30-2014.pdf. 
171 U.S. Government Accountability Office, Small Business Administration: Opportunities Exist to Improve Oversight 
of Women’s Business Centers and Coordination among SBA’s Business Assistance Programs, GAO-08-49, November 
2007, p. 15, at http://www.gao.gov/new.items/d0849.pdf. 
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fourth quarter performance reports that “also include a summary of the year’s activities and 
economic impact data that the WBCs collect from their clients, such as number of business start-
ups, number of jobs created, and gross receipts.”172 SBDCs have similar reporting 
requirements.173 
In recent years, Congress has considered requiring the SBA to expand its use of outcome-based 
measures to determine the effectiveness of its management and technical training assistance 
programs. For example, during the 111th Congress, the previously mentioned Job Creation 
Through Entrepreneurship Act of 2009 would have required the SBA to create “outcome-based 
measures of the amount of job creation or economic activity generated in the local community as 
a result of efforts made and services provided by each women’s business center.”174 It would also 
have required the SBA to “develop and implement a consistent data collection process to cover all 
entrepreneurial development programs” including “data relating to job creation, performance, and 
any other data determined appropriate by the Administrator with respect to the Administration’s 
entrepreneurial development programs.”175  
During the 112th Congress, the SUCCESS Act of 2012 and Restoring Tax and Regulatory 
Certainty to Small Businesses Act of 2012 would have required the SBA to “promulgate a rule to 
develop and implement a consistent data collection process for the entrepreneurial development 
programs” that included data “relating to job creation and performance and any other data 
determined appropriate by the Administrator.”176  
During the 114th Congress, H.R. 207 would have required the SBA to issue an annual report 
concerning “all entrepreneurial development activities undertaken in the current fiscal year.” This 
report would include a description and operating details for each program and activity; operating 
circulars, manuals, and standard operating procedures for each program and activity; a description 
of the process used to award grants under each program and activity; a list of all awardees, 
contractors, and vendors and the amount of awards provided for the current fiscal year for each 
program and activity; the amount of funding obligated for the current fiscal year for each program 
and activity; and the names and titles for those individuals responsible for each program and 
activity. This legislative language was reintroduced during the 115th Congress in H.R. 1774, the 
Developing the Next Generation of Small Businesses Act of 2017.  
Concluding Observations 
Congressional interest in the federal government’s small business management and technical 
assistance training programs has increased in recent years. One of the reasons for the heightened 
level of interest in these programs is that small business has led job formation and retention 
during previous economic recoveries.177 It has been argued that effective small business 
                                                 
172 Ibid. 
173 SBA, “Small Business Development Center Fy/Cy 2011 Program Announcement for Renewal of the Cooperative 
Agreement for Current Recipient Organizations,” pp. 27-38, at https://www.sba.gov/sites/default/files/files/
2011%20Program%20Announcement.pdf. 
174 H.R. 2352, §404. Performance and Planning. 
175 H.R. 2352, §601. Expanding Entrepreneurship. 
176 S. 3442, §411. Expanding Entrepreneurship; and S. 3572, §411. Expanding Entrepreneurship. 
177 SBA, Office of Advocacy, Small Business Economic Indicators for 2003, August 2004, p. 3; Brian Headd, “Small 
Businesses Most Likely to Lead Economic Recovery,” The Small Business Advocate, vol. 28, no. 6 (July 2009), pp. 1, 
2; and SBA, “Fiscal Year 2010 Congressional Budget Justification,” p. 1, at https://www.sba.gov/sites/default/files/
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management and technical assistance training programs are needed if small businesses are to lead 
job creation and retention during the current economic recovery. As then-Representative Heath 
Shuler stated during a congressional hearing in 2009: 
We often talk about the role that small business plays in the creation of jobs and with good 
reason. Small firms generate between 60 and 80 percent of new positions. Following the 
recession  in  the  mid-1990s,  they  created  3.8  million  jobs….  we  could  use  that  growth 
today. But unfortunately, many firms are struggling to make ends meet. Let’s allow them 
to hire new workers. In the face of historic economic challenges, we should be investing in 
America’s job creators. SBA’s Entrepreneurial Development Programs, or ED, do just that. 
Of all the tools in the small business toolbox, these are some of the most critical. They help 
small firms do everything from draft business plans to access capital.178 
The general consensus is that federal management and technical assistance training programs 
serve an important purpose and, for the most part, are providing needed services that are not 
available elsewhere. As Karen Mills, then-SBA administrator, stated during a press interview in 
2010: 
We  find  that  our  counseling  operations  are  equally  important  as  our  credit  operations 
because small businesses really need help and advice, and when they get it, they tend to 
have more sales and more profits and more longevity, and they hire more people. So we 
have looked forward and said, “How do we get all the tools small businesses need into their 
hands?”  Maybe  they  want  to  export.  Maybe  they  want  to  know  how  to  use  broadband. 
Maybe they are veterans who are coming back and want to start a business or grow their 
business.  Our  job  is  to  make  sure  all  that  information  and  opportunity  is  accessible  for 
small businesses so they can do what they do, which is keep our economy strong.179 
There is also a general consensus that making federal management and technical assistance 
training programs more effective and responsive to the needs of small business would assist the 
national economic recovery. However, there are disagreements over how to achieve that goal. 
Some advocate (1) increasing funding for existing programs to enable them to provide additional 
training opportunities for small businesses while, at the same time, maintaining separate training 
programs for specific demographic groups as a means to ensure that those groups’ specific needs 
are met; (2) requiring the SBA to make more extensive use of outcome-based measures to better 
determine the programs’ effect on small business formation and retention, job creation and 
retention, and the generation of wealth; and (3) temporarily reducing or eliminating federal 
matching requirements to enable SBA’s management and technical assistance training resource 
partners to focus greater attention to service delivery and less to fund raising. Others argue for a 
merger of existing programs to reduce costs and improve program efficiency, to focus available 
resources on augmenting the capacity of SBDCs to meet the needs of all small business groups, 
and require the SBA to make more extensive use of outcome-based performance measures to 
determine program effectiveness. 
No case studies or empirical data are available concerning the efficiencies that might be gained by 
merging the SBA’s management and technical assistance training programs. Advocates argue that 
                                                 
aboutsbaarticle/Congressional_Budget_Justification_2010.pdf. 
178 U.S. Congress, House Committee on Small Business, Subcommittee on Rural Development, Entrepreneurship and 
Trade, Subcommittee On Rural Development, Entrepreneurship And Trade Markup On Entrepreneurial Development 
Programs Legislation, 111th Cong., 1st sess., April 30, 2009, Small Business Committee Document No. 111-118 
[ERRATA – printing error, should be 111-018] (Washington: GPO, 2009), p. 1. 
179 David Port, “But Where Is the Money?” Entrepreneur Magazine, August 2010, at http://www.entrepreneur.com/
magazine/entrepreneur/2010/august/207500.html. 
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merging the programs would improve communications, reduce confusion by business owners 
seeking assistance by ensuring that all small business management and technical assistance 
training centers serve all small business owners and aspiring entrepreneurs, lead to more 
sustainable and predictable funding for the programs from nonfederal sources, and result in more 
consistent and standard operating procedures throughout the country.180 Opponents argue that any 
gains in program efficiency that might be realized would be more than offset by the loss of 
targeted services for constituencies that often require different information and training to meet 
their unique challenges and needs.181 
                                                 
180 U.S. Congress, House Committee on Small Business, Full Committee Hearing on the State of the SBA’s 
Entrepreneurial Development Programs and Their Role in Promoting an Economic Recovery, 111th Cong., 1st sess., 
February 11, 2009, Small Business Committee Doc. No. 111-005 (Washington: GPO, 2009), pp. 3-5, 24-27, 29; and 
U.S. Congress, House Committee on Small Business, Full Committee Hearing on Legislation to Reauthorize and 
Modernize SBA’s Entrepreneurial Development Programs, 111th Cong., 1st sess., May 6, 2009 (Washington: GPO, 
2009), pp. 3-5, 15, 27-34. 
181 U.S. Congress, House Committee on Small Business, Full Committee Hearing on the State of the SBA’s 
Entrepreneurial Development Programs and Their Role in Promoting an Economic Recovery, 111th Cong., 1st sess., 
February 11, 2009, Small Business Committee Doc. No. 111-005 (Washington: GPO, 2009), pp. 44-49; U.S. Congress, 
House Committee on Small Business, Job Creation Through Entrepreneurship Act of 2009, report to accompany H.R. 
2352, 111th Cong., 1st sess., May 15, 2009, H.Rept. 111-112 (Washington: GPO, 2009), pp. 16-31; and U.S. Congress, 
House Committee on Small Business, Women’s Business Ownership Act of 1988, report to accompany H.R. 5050, 
100th Cong., 2nd sess., September 22, 1988, H.Rept. 100-955 (Washington: GPO, 1988), pp. 9, 10, 13, 14. 
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Appendix. Brief Descriptions of SBA Management 
and Technical Assistance Training Programs 
Table A-1. Brief Descriptions of SBA Management and  
Technical Assistance Training Programs 
Program 
Federal Matching 
Name 
Authority 
Brief Description 
Number 
Requirement  
Small Business  P.L. 96-302, 
Provides management and  63 lead centers and 
50% match from 
Development 
1980 
technical assistance 
900+ local centers 
nonfederal sources 
Center Grant 
training to small 
comprised of not less 
Program 
businesses through 
than 50% cash and not 
centers located in leading 
more than 50% of indirect 
universities, col eges, and 
costs. 
state economic 
development agencies. 
Women 
P.L. 100-533, 
Provides long-term 
121 
50% match from 
Business 
1988 
training, counseling, 
nonfederal sources; not 
Center Grant 
networking, and 
more than one-half of the 
Program 
mentoring to women 
nonfederal matching 
entrepreneurs, especial y 
assistance may be in the 
those who are social y 
form of in-kind 
and economically 
contributions, including 
disadvantaged. 
office equipment and 
office space. 
SCORE 
Section 8(b) 
Provides technical, 
320 chapters and 
None 
(Service 
of the Small 
managerial, and 
800+ branch offices 
Corps of 
Business Act; 
informational assistance 
Retired 
P.L. 89-754, 
to small business 
Executives) 
1966 
concerns through in-
person mentoring by 
volunteer counselors who 
are working or, in most 
instances, retired business 
owners. 
7(j) Technical 
Section 7(j) of 
Provides management and  10 service providers  None 
Assistance 
the Small 
technical assistance 
in FY2018  
Program 
Business Act; 
training to 8(a) certified 
Section 8(a) of  firms, small disadvantaged 
the Small 
businesses, businesses 
Business Act; 
operating in areas of high 
P.L. 95-507, 
unemployment or low-
1978 
income and firms owned 
by low-income individuals. 
Microloan 
P.L. 102-140, 
Provides management and  147 actively lending 
25% from nonfederal 
Technical 
1992 
technical assistance 
intermediaries 
sources; no matching 
Assistance 
training to Microloan 
requirement if the 
Program 
borrowers and, within 
intermediary makes at 
specified limits, to 
least 50% of its loans in an 
prospective Microloan 
Economically Distressed 
borrowers. 
Area. 
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Program 
Federal Matching 
Name 
Authority 
Brief Description 
Number 
Requirement  
Native 
Section 7(j) of 
Provides management and  7 service providers 
None 
American 
the Small 
technical assistance 
in FY2017 
Outreach 
Business Act; 
training to American 
Program 
SBA 
Indians, Alaska Natives, 
regulations, 
Native Hawaiians and 
1994 
“the indigenous people of 
Guam and American 
Samoa … to promote 
entity-owned and 
individual 8(a) 
certification, government 
contracting, 
entrepreneurial 
education, and capital 
access.” 
PRIME 
P.L. 106-102, 
Provides assistance in the 
32 service providers  50% from nonfederal 
Technical 
1999 
form of grants to 
in FY2018 
sources; sources such as 
Assistance 
nonprofit microenterprise 
fees, grants, gifts, income 
Program 
development 
from loan sources, and in-
organizations or programs 
kind resources from 
that have a demonstrated 
nonfederal public or 
record of delivering 
private sources may be 
microenterprise services 
used to comply with the 
to disadvantaged 
matching funds 
entrepreneurs. 
requirement 
Veterans 
P.L. 106-50, 
The SBA’s Office of 
22 Veterans 
None 
Business 
1999 
Veterans Business 
Business Office 
Development 
Development mission is 
Centers and other 
Programs 
to (1) expand the 
providers 
provision of and improve 
access to technical 
assistance regarding 
entrepreneurship for the 
Nation’s veterans; and (2) 
to assist veterans, 
including service-disabled 
veterans, with the 
formation and expansion 
of small business concerns 
by working with and 
organizing public and 
private resources, 
including those of the 
SBA. 
Sources: Federal statutes cited in table. 
 
Author Information 
 
Robert Jay Dilger 
   
Senior Specialist in American National Government 
    
 
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Congressional Research Service  
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