{ "id": "RS22476", "type": "CRS Report", "typeId": "REPORTS", "number": "RS22476", "active": false, "source": "EveryCRSReport.com", "versions": [ { "source": "EveryCRSReport.com", "id": 347673, "date": "2008-03-28", "retrieved": "2016-04-07T03:33:18.627546", "title": "Standardizing State Health Insurance\u00a0Regulation", "summary": "H.R. 4460, the Health Care Choice Act, is intended to \u201charmonize\u201d the state insurance laws that multi-state insurance carriers and other providers of individual health coverage would be subject to. By harmonizing insurance laws across state lines, the bill\u2019s supporters anticipate an increase in the number of health plan choices and a reduction of the cost of plans. Opponents raise concerns that the consequences of reducing states\u2019 regulatory authority over insurance products in each state could include a loss of important patient protections and complicate the enforcement of rules designed to protect consumer interests. This report will be updated periodically.", "type": "CRS Report", "typeId": "REPORTS", "active": false, "formats": [ { "format": "HTML", "encoding": "utf-8", "url": "http://www.crs.gov/Reports/RS22476", "sha1": "a3b0972b3f589bfc4a1268b911c55d8b2cebe485", "filename": "files/20080328_RS22476_a3b0972b3f589bfc4a1268b911c55d8b2cebe485.html", "images": null }, { "format": "PDF", "encoding": null, "url": "http://www.crs.gov/Reports/pdf/RS22476", "sha1": "bfdfd7388be7c827956893b79b0f7dacf7852c10", "filename": "files/20080328_RS22476_bfdfd7388be7c827956893b79b0f7dacf7852c10.pdf", "images": null } ], "topics": [] } ], "topics": [ "Domestic Social Policy", "Health Policy" ] }