{
  "id": "R43233",
  "type": "CRS Report",
  "typeId": "REPORTS",
  "number": "R43233",
  "active": false,
  "source": "EveryCRSReport.com",
  "versions": [
    {
      "source": "EveryCRSReport.com",
      "id": 424479,
      "date": "2013-09-19",
      "retrieved": "2016-04-06T23:16:21.770812",
      "title": "Private Health Plans Under the ACA: In Brief",
      "summary": "This report provides short descriptions of health plans that may be offered inside and outside of exchanges: \nqualified health plans;\nchild-only plans;\nmulti-state plans;\nhealth cooperatives;\ncatastrophic and other high deductible health plans;\nstand-alone dental plans;\nnongroup, small group and large group plans;\ngrandfathered plans;\nself-funded (self-insured) plans; \nunion plans; \nretiree-only plans; and\nvision plans, ancillary insurance products, and limited-benefit plans.\n\nIn addition, this report indicates the applicability of select ACA market reforms to private health plans. The following market reforms are discussed in this report:\nprohibition on lifetime dollar limits;\ncoverage of preventive health services with no cost-sharing;\nextension of dependent coverage;\nminimum medical loss ratio (MLR);\nessential health benefits (EHBs);\nminimum actuarial value (AV);\nprohibition on annual dollar limits;\nnon-discrimination based on health status;\nguaranteed issue and guaranteed renewability;\ncoverage of preexisting health conditions; and\nrating restrictions.",
      "type": "CRS Report",
      "typeId": "REPORTS",
      "active": false,
      "formats": [
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          "format": "HTML",
          "encoding": "utf-8",
          "url": "http://www.crs.gov/Reports/R43233",
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          "filename": "files/20130919_R43233_fc880b21d4f6a6a5a4c43b3e0c7203d04012a5ea.html",
          "images": null
        },
        {
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          "url": "http://www.crs.gov/Reports/pdf/R43233",
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          "images": null
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      ],
      "topics": []
    }
  ],
  "topics": [
    "Health Policy"
  ]
}